Image of NAB Rewards Platinum Card credit card

NAB Rewards Platinum Card

$195 first year annual fee
80,000 points
$6,000 min limit
1.00 points per dollar
Spend $3,000 in 90 days

Offer Details

Mid-Tier

First Year Points

80,000 points

NAB

Second Year Points

20,000 points

With $195 annual fee

Minimum Spend

$3,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$195

Ongoing Annual Fee

$195

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Travel Insurance
    More details

    Includes international travel insurance, domestic travel insurance, and rental vehicle excess insurance in Australia as complimentary insurances.

  • Purchase Protection Insurance
    More details

    Complimentary purchase protection insurance covering eligible purchases.

  • Extended Warranty Insurance
    More details

    Complimentary extended warranty insurance on eligible purchases.

  • No Additional Cardholder Fee
    More details

    Additional cardholders can be added at no extra cost.

  • Concierge Service
    More details

    24/7 personal concierge service for travel and lifestyle assistance via NAB Concierge Service.

  • Balance Transfer Offers
    More details

    Standard balance transfer rate of 0% p.a. for 12 months with a 3% balance transfer fee applies.

  • Interest Free Periods
    More details

    Up to 44 interest free days on purchases if the account is paid in full by the due date each month.

  • Rewards Program Elite Status
    More details

    Earn NAB Rewards Points with tiered bonus points offers for new and existing customers, including up to 100,000 bonus points for spending $3,000 in 90 days and keeping the card for over 12 months.

  • Points Transfer Benefits
    More details

    NAB Rewards Points can be transferred to partner frequent flyer and rewards programs including Flybuys, Velocity Frequent Flyer, Accor Live Limitless (ALL), KrisFlyer, Cathay Membership Programme, and Air New Zealand Airpoints.

CraigCraig's Analysis

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$195

annual fee

Estimated Bonus Value

$1280

Based on 1.6¢ per Qantas point

Earn Rate

Average

●●○○

1.00x NAB points per $1

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History
4 Jun 2025
2 changes
Spend For Bonus:
1,0003,000
Bonus Period:
6090
20 Mar 2025
1 changes
Annual Fee:
$45$195
23 Jan 2025
1 changes
Interest Rate:
20.0020.99
  • Coles/Woolworths gift cards changed from 9620 for $50, 19230 for $100, 48080 for $250, to 10210 for $50, 20410 for $100, 51020 for $250. $20 Coles gift card removed.
    2 years ago
  • Expiration removed, Annual Fee from $95 to $45
    3 years ago
  • Expiration changed from undefined to "", Bonus from 60000 to 80000
    3 years ago
  • Annual fee reduced from $195 to 95, added second year bonus 20k points
    4 years ago
Craig

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— Craig