
NAB Rewards Platinum Card
Offer Details
First Year Points
80,000 points
NAB
Second Year Points
20,000 points
With $195 annual fee
Minimum Spend
$3,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$195
Ongoing Annual Fee
$195
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Travel Insurance
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Includes international travel insurance, domestic travel insurance, and rental vehicle excess insurance in Australia as complimentary insurances.
- Purchase Protection Insurance
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Complimentary purchase protection insurance covering eligible purchases.
- Extended Warranty Insurance
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Complimentary extended warranty insurance on eligible purchases.
- No Additional Cardholder Fee
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Additional cardholders can be added at no extra cost.
- Concierge Service
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24/7 personal concierge service for travel and lifestyle assistance via NAB Concierge Service.
- Balance Transfer Offers
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Standard balance transfer rate of 0% p.a. for 12 months with a 3% balance transfer fee applies.
- Interest Free Periods
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Up to 44 interest free days on purchases if the account is paid in full by the due date each month.
- Rewards Program Elite Status
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Earn NAB Rewards Points with tiered bonus points offers for new and existing customers, including up to 100,000 bonus points for spending $3,000 in 90 days and keeping the card for over 12 months.
- Points Transfer Benefits
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NAB Rewards Points can be transferred to partner frequent flyer and rewards programs including Flybuys, Velocity Frequent Flyer, Accor Live Limitless (ALL), KrisFlyer, Cathay Membership Programme, and Air New Zealand Airpoints.
I'd like to use my bonus for:
Bonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$195
annual fee
Earn Rate
Average
●●○○1.00x NAB points per $1
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