NAB Rewards Platinum Card
$195 first year annual fee
80,000 points
$6,000 min limit
1.00 points per dollar
Spend $3,000 in 90 days
Offer Details
Mid-Tier
First Year Points
80,000 points
NAB
Second Year Points
20,000 points
With $195 annual fee
Minimum Spend
$3,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$195
Ongoing Annual Fee
$195
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Travel Insurance
Includes international travel insurance, domestic travel insurance, and rental vehicle excess insurance in Australia as complimentary insurances.
Purchase Protection Insurance
Complimentary purchase protection insurance covering eligible purchases.
Extended Warranty Insurance
Complimentary extended warranty insurance on eligible purchases.
No Additional Cardholder Fee
Additional cardholders can be added at no extra cost.
Concierge Service
24/7 personal concierge service for travel and lifestyle assistance via NAB Concierge Service.
Balance Transfer Offers
Standard balance transfer rate of 0% p.a. for 12 months with a 3% balance transfer fee applies.
Interest Free Periods
Up to 44 interest free days on purchases if the account is paid in full by the due date each month.
Rewards Program Elite Status
Earn NAB Rewards Points with tiered bonus points offers for new and existing customers, including up to 100,000 bonus points for spending $3,000 in 90 days and keeping the card for over 12 months.
Points Transfer Benefits
NAB Rewards Points can be transferred to partner frequent flyer and rewards programs including Flybuys, Velocity Frequent Flyer, Accor Live Limitless (ALL), KrisFlyer, Cathay Membership Programme, and Air New Zealand Airpoints.
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$195
annual fee
Earn Rate
Average
●●○○1.00x NAB points per $1
Did this help you make a decision?
$205 of profit after meeting spend requirements
+ $400 Woolworths gift cards
- $195
annual fee
$250
x 1
$100
x 1
$50
x 1
in Woolworths gift cards, $400 total, with 1,360 points remaining.
$250
x 1
$100
x 1
$50
x 1
in Coles gift cards, $400 total, with 1,360 points remaining.
History
4 Jun 2025
2 changes
Spend For Bonus:
1,0003,000
Bonus Period:
6090
20 Mar 2025
1 changes
Annual Fee:
$45$195
23 Jan 2025
1 changes
Interest Rate:
20.0020.99
- Coles/Woolworths gift cards changed from 9620 for $50, 19230 for $100, 48080 for $250, to 10210 for $50, 20410 for $100, 51020 for $250. $20 Coles gift card removed.2 years ago
- Expiration removed, Annual Fee from $95 to $452 years ago
- Expiration changed from undefined to "", Bonus from 60000 to 800002 years ago
- Annual fee reduced from $195 to 95, added second year bonus 20k points4 years ago