Image of BOQ Platinum Visa Credit Card credit card

BOQ Platinum Visa Credit Card

$75 first year annual fee
100,000 points
$6,000 min limit
$35,000 annual income required
2.00 points per dollar
Spend $4,500 in 90 days

Offer Details

Low FeeTemporarily Unavailable

Signup Bonus

100,000 points

BOQ

Minimum Spend

$4,500

within 3 months

Ongoing Earn Rate

2.00x points per $1 spent

Fees

First Year Annual Fee

$75

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Travel Insurance
    More details

    Complimentary international and domestic travel insurance with the Platinum Visa Credit Card for cardholder and family travel, subject to terms, conditions, exclusions, limits, and sub-limits.

  • Purchase Protection Insurance
    More details

    Coverage for lost, stolen, or damaged goods within 90 days of purchase for card members, subject to terms, conditions, limits, and exclusions.

  • No Annual Fee
    More details

    No annual fee on a new Platinum Visa Credit Card while the cardholder has a home loan with BOQ. This offer is available only in branch and not in conjunction with other offers.

  • Installment Plans
    More details

    Ability to split purchases into manageable monthly installments over a set term using Instalment Plans feature.

  • Balance Transfer Offers
    More details

    0% p.a. balance transfer for 12 months with a 1% balance transfer fee. Other balance transfer offers include 6 months at 0% p.a. with 1% fee and 18 months at 0% p.a. with 2% fee, subject to terms.

  • Interest Free Periods
    More details

    Up to 44 interest-free days on purchases, unless there is a balance transfer on the account.

  • Points Transfer Benefits
    More details

    Ability to convert Q Rewards points to Flybuys or Velocity Points. Points transfer is only available on the BOQ Platinum Credit Card.

I'd like to use my bonus for:

CraigCraig's Analysis

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$75

annual fee

Earn Rate

Excellent

●●●●

2.00x BOQ points per $1

Did this help you make a decision?


History
1 Nov 2024
2 changes
Annual Fee:
$65$75
Second Year Annual Fee:
$129$149
  • Expiration changed from 30/04/24 to no expiration
    2 years ago
  • Expiration changed from 30/11/23 to 30/04/24, Bonus from 150K to 100K, Spend For Bonus from $3K to $4.5K, Bonus Period from 90 to 90, Annual Fee from $129 to $65
    2 years ago
  • Offer extended to 30 Nov 23
    3 years ago
  • Offer extended to 31 October 2022
    4 years ago
  • Bonus increased from 120,000 to 150,000 and time limit increased from 60 days to 90 days
    4 years ago
Craig

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— Craig