MONEYME Cashback Rewards
Offer Details
Fees
First Year Annual Fee
$149
Ongoing Annual Fee
$149
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Mobile Phone Insurance
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Up to $1,500/yr ($900/claim) when paying phone bill in full with card
- Purchase Protection Insurance
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Up to $750/yr for eligible purchases
- Entertainment Benefits
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Ticket protection up to $1,200/yr for eligible events
- Digital Card Issuance
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100% digital card — Apple Pay and Google Pay only, no physical card
- Cashback1% cashback on eligible purchases
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1% cashback on eligible everyday purchases, capped at 1% of credit limit/month
- Cashback1% cashback
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1% cashback on everyday purchases (e.g. groceries, transport), capped at 1% of the credit limit per month; credited to the account balance monthly when the minimum repayment is made on time.
- Mobile Phone Insurance
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Phone protection covering damage and theft when you pay your phone bill with the card and pay in full; up to $1,500 per year, maximum $900 per occurrence. Underwritten by AIG via Mastercard.
- Purchase Protection Insurance
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Online shopping protection (order not arriving, damaged or missing items) plus accidental damage or theft cover on card purchases, up to $750 per year, when paid in full. Underwritten by AIG via Mastercard.
- Interest Free Periods
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Up to 44 interest-free days on purchases; conditions apply. After the interest-free period the purchase rate of 19.99%-26.99% p.a. applies.
- Digital Card Issuance
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Digital card issued and ready to use within as little as 60 minutes of approval (credit limit up to $20,000); a $2,000 express limit is available in as little as 5 minutes.
- Digital Wallet Integration
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Digital card can be added to a mobile wallet and used as soon as you are approved.
- Event Ticket Insurance
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Reimbursement for tickets when you miss an event for a covered reason (e.g. sickness, accident), up to $1,200 per year, when paid with the card in full. Underwritten by AIG via Mastercard.
Benefit history
- Entertainment BenefitsRemoved Jul 2026
I'd like to use my bonus for:
Craig's AnalysisFirst Year Cost
$149
annual fee
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Can I get this bonus if I've had a card from MONEYME before?
We haven't verified MONEYME's exclusion period yet. Check MONEYME's current terms before applying.
See exclusion periods for every Australian issuer →