Image of Qantas Premier Platinum (No Qantas Points Credit Card for previous 24 months) credit card

Qantas Premier Platinum (No Qantas Points Credit Card for previous 24 months)

$349 first year annual fee
120,000 points
$35,000 annual income required
1.00 points per dollar
Spend $5,000 in 90 days

Offer Details

Premium

Signup Bonus

120,000 points

Qantas

Minimum Spend

$5,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$349

Ongoing Annual Fee

$399

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Travel Insurance
    More details

    Complimentary travel insurance issued by Chubb Insurance Australia Limited covering travel-related risks as per the Qantas Premier Credit Card Complimentary Travel Insurance Terms and Conditions

  • No Annual Fee
    More details

    Reduced first year annual fee of $349, usually $399

  • Lounge Access
    2 visits/year · Qantas Club Domestic, Qantas operated International Business Lounges
    More details

    2 single-entry complimentary lounge invitations per anniversary year for domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding LA Tom Bradley Terminal); invitation can be linked to a passenger travelling with the primary cardholder on the same booking

  • Flight Discounts
    More details

    Companion Fare benefit: up to 20% off base fares of selected domestic flights for the primary cardholder and between one and eight others travelling together on the same booking, once per anniversary year; must be booked via the booking portal and paid in full on the card

  • Concierge Service
    More details

    Complimentary Qantas Money Credit Card Concierge service for the primary cardholder, available by phone for assistance such as restaurant reservations and travel bookings

  • Digital Wallet Integration
    More details

    Supports Apple Pay and Google Pay for contactless payments

  • Online Banking Features
    More details

    Qantas Money Credit Cards App (iOS and Android) to view credit card balance, due dates and transactions

  • Balance Transfer Offers
    More details

    0% p.a. for 12 months on balance transfers with a 3% balance transfer fee; reverts to the Cash Advance Rate (currently 21.99% p.a.) after 12 months; total balance transfers may not exceed 80% of credit limit

  • Interest Free Periods
    More details

    Up to 44 interest-free days on retail purchases when the Interest Free Days Payment is paid in full by the payment due date

  • Installment Plans
    More details

    Instalment plans available to lock in monthly repayments at a lower rate over a set term, subject to eligibility

Benefit history

  • Lounge AccessUpdated May 2026
  • Flight DiscountsUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Installment PlansUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Concierge ServiceUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+120,000sign-up bonus
+5,000from $5,000 spend
=125,000Qantas points
×1.6¢per point
=$2,000point value
$349first-year fees
=$1,651est. first-year value

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$349

annual fee

Estimated Bonus Value

$1920

Based on 1.6¢ per Qantas point

Earn Rate

Excellent

●●●●

1.00x Qantas points per $1

Travel Benefits

Lounge Access

2 single-entry lounge invitations per year to Qantas Club Domestic or Qantas Operated International Business Lounges, complete with complimentary food, beverages and Wi-Fi.

Did this help you make a decision?

$251 of profit after meeting spend requirements
+ $600 Woolworths gift cards
- $349
annual fee

$250
x 2
$100
x 1
in Woolworths gift cards, $600 total, with 770 points remaining.

Can I get this bonus if I've had a card from Qantas Premier before?

You generally need to wait 24 months after your last Qantas Premier sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig