HSBC Star Alliance Credit Card (KrisFlyer Nov 2025)
- No annual fee
Includes KrisFlyer Elite Gold status (Star Alliance Gold). Lounge access to Star Alliance and Virgin domestic lounges. Existing Gold/PPS members get 40k Star Alliance Points (~32k KrisFlyer) instead. Second year bonus requires $48,000 spend in year 1. Lifetime limit: cannot receive fast track Gold again via this card.
Summary
Key Highlights
- • 25,000 bonus points
- • No annual fee
Notes
Includes KrisFlyer Elite Gold status (Star Alliance Gold). Lounge access to Star Alliance and Virgin domestic lounges. Existing Gold/PPS members get 40k Star Alliance Points (~32k KrisFlyer) instead. Second year bonus requires $48,000 spend in year 1. Lifetime limit: cannot receive fast track Gold again via this card.
Offer Details
First Year Points
25,000 points
Krisflyer
Second Year Points
20,000 points
With $499 annual fee
Minimum Spend
$4,000
within 3 months
Offer Expires
December 28, 2025
21 days ago
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
Free
Ongoing Annual Fee
$499
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Expert Analysis
Bonus Difficulty
Easy
●○○$44 per day required
First Year Cost
Free
annual fee
Earn Rate
Average
●●○○1.00x HSBC points per $1
Travel Benefits
Lounge Access
Star Alliance Gold lounge access (access to Star Alliance member, Star Alliance‑branded and certain contract lounges when travelling on flights operated by Star Alliance member airlines) granted via the Fast Track to Gold offer (spend $4,000 in first 90 days)
RWRDS Insight
This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.
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