HSBC Star Alliance Credit Card (KrisFlyer Nov 2025)

$0 first year annual fee

25,000 points

$6,000 min limit

$75,000 annual income required

1.00 points per dollar

Spend $4,000 in 90 days

Open credit card website

Offer Details

No Annual FeeOffer Ended

First Year Points

25,000 points

Krisflyer

Second Year Points

20,000 points

With $499 annual fee

Minimum Spend

$4,000

within 3 months

Offer Expires

December 28, 2025

3 months ago

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

Free

Ongoing Annual Fee

$499

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

25,000 bonus + 4,000 from $4,000 spend

25,000 Krisflyer pts × 1.5¢/pt = $375

− $0 first year fees

Est. profit $375

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

Free

annual fee

Estimated Bonus Value

$375

Based on 1.5¢ per KrisFlyer mile

Earn Rate

Average

●●○○

1.00x HSBC points per $1

Travel Benefits

Lounge Access

Star Alliance Gold lounge access (access to Star Alliance member, Star Alliance‑branded and certain contract lounges when travelling on flights operated by Star Alliance member airlines) granted via the Fast Track to Gold offer (spend $4,000 in first 90 days)

Did this help you make a decision?

$100 of profit after meeting spend requirements

+ $100 Woolworths gift cards

- $0

annual fee

$100

x 1

in Woolworths gift cards, $100 total, with 5,000 points remaining.

$100

x 1

in Coles gift cards, $100 total, with 5,000 points remaining.

$100

x 1

in Cashback , $100 total, with 5,000 points remaining.

View Exclusive Offer Details

No annual fee

Includes KrisFlyer Elite Gold status (Star Alliance Gold). Lounge access to Star Alliance and Virgin domestic lounges. Existing Gold/PPS members get 40k Star Alliance Points (~32k KrisFlyer) instead. Second year bonus requires $48,000 spend in year 1. Lifetime limit: cannot receive fast track Gold again via this card.

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