Latest Blog Posts

A question I see constantly: "How do I transfer my Qantas Points to Emirates?" or "Can I move Qantas Points into Cathay's Asia Miles?" You can't. Qantas Points don't transfer to any other airline program. But that doesn't mean your points are stuck on Qantas metal — you can redee...

Velocity points expire. Most people know the headline rule — 24 months of inactivity and they're gone — but almost nobody knows the fine print: not all activity counts equally, and the activities families use most (pooling and family transfers) barely count at all. If your househ...

I've now written a stack of posts about individual transfer paths — Amex to Velocity, bank points to Qantas, Velocity to KrisFlyer. This is the post that ties them together: every bank reward program I track, and where its points can actually go. The rates below come from my tran...

No big new card launches this week — but with end of financial year bearing down on June 30, a whole cluster of points promos are timed to lapse over the next fortnight. So this is less a "what's new" roundup and more a "what to action before it's gone" one. There's real value he...

On 15 December 2025, American Express devalued its Australian Membership Rewards (MR) program. The points community called it "brutal," and a lot of Amex Platinum holders read the headlines and assumed their card just got worse. Here's the part the headlines mostly got wrong: if ...

If you churn credit cards and you're heading toward a home loan, the two collide in ways that aren't obvious. The forums are full of opinion ("don't apply for anything for a year") and the comparison sites bury it under generic "applications hurt your score" disclaimers. The actu...

Most people collecting Australian frequent-flyer points quietly assume status credits and points are the same currency. They aren't, and the difference decides whether a credit card that hands you "bonus status credits on sign-up" is doing anything useful or quietly throwing them...

Transferring Velocity points to Singapore Airlines KrisFlyer is one of those moves every experienced Australian points collector knows about and almost nobody has written up plainly. The rate is awkward (1.55 of your points for 1 of theirs), the genuinely valuable bit — the bonus...

Minimum spends have ballooned. The old $2,000–$3,000-in-90-days targets are gone; across the live offers in our database right now, the common range is $4,000–$9,000 in 90 days , and a few cards push to $12,000 ( Westpac Altitude Rewards Black over 12 months, MyCard Premier at th...

Almost every Australian credit card advertises "up to 44" or "up to 55 interest-free days." Most people read that as "I get nearly two months to pay." You don't. The number is a maximum, only one purchase a month ever gets it, and if you pay a dollar short you lose the whole thin...