Latest Blog Posts

Quieter week after the RBA earthquake, but the fallout is already showing up. NAB hiked card fees, the churning community is soul-searching, and the biggest Amex Platinum offer in recent memory expires tomorrow. Here's what happened. NAB Hikes Annual Fees on Low Rate and Low Fee ...

Big week for Australian credit card news. The RBA dropped its conclusions paper on interchange reform, Amex is trimming lounge perks, NAB is cutting a transfer partner, and Westpac is tweaking fees. Here's everything you need to know. RBA Bans Card Surcharges, Slashes Interchange...

I've been churning credit cards in Australia for years. This is how it actually works, what to watch out for, and how I use this site to keep track of it all. What is credit card churning? Churning is signing up for credit cards to collect the signup bonus, then cancelling and mo...

Some of the best credit card offers are only available to existing customers of a bank. In this post, I'll explain what existing customer offers are and how you can access them. What Is an Existing Customer Offer? An existing customer offer is a credit card promotion that's only ...

Most credit card sign-up bonuses require you to spend a minimum amount within the first 3 months. A typical offer might require $3,000 in 90 days to unlock 100,000 bonus points. The key is to hit this target with spending you'd do anyway—not to buy things you don't need. Here are...

If you've got a rewards credit card , you might have noticed that certain payments—like tax bills or utilities—earn reduced or zero points. That's where Sniip comes in. What is Sniip? Sniip is a bill payment app and an authorised BPAY Payer Institution Member. It lets you pay any...

When comparing credit card offers, one of the most important factors is understanding what your bonus points are actually worth. Here's how RWRDS values points and why we only show estimated profit for certain programs. Which Programs We Value We only show estimated bonus value a...

Introduction to Reward Credit Cards Reward credit cards are a type of credit card that allows you to earn reward points or frequent flyer points on your everyday spending. Unlike traditional credit cards, these cards provide additional value by giving you something back every tim...

Welcome to my rewards credit card series! In this post, I'm focusing on bonus points offers —a key feature that makes many rewards credit cards so appealing. I'll explain what they are, how they work, and what to think about before applying for a card with a bonus points offer. W...