Best Westpac credit cards for Krisflyer

Doing all the maths, to work out which cards are best.

1. Westpac Altitude Rewards Black

Westpac points

$295 annual fee

Offer

37,333 Krisflyer miles

0.33 miles per dollar spent

Spend $12,000 in 365 days (~$986/mo)

$200 first year annual fee, $295 thereafter

Craig's Take

Easy $33/day spend to hit the bonus. Average ongoing earn rate.

Est. profit $360

Points transfer 3 Westpac points 1 Krisflyer milesRead my analysis

2. Westpac Altitude Rewards Platinum (existing customers)

Westpac points

$175 annual fee

Offer

26,000 Krisflyer miles

0.33 miles per dollar spent

Spend $3,000 in 90 days (~$1,000/mo)

$49 first year annual fee, $175 thereafter

Craig's Take

Easy $33/day spend to hit the bonus. Average ongoing earn rate.

Est. profit $341

Points transfer 3 Westpac points 1 Krisflyer milesRead my analysis

3. Westpac Altitude Velocity Black

Velocity points

$295 annual fee

Offer

60,000 Krisflyer miles

0.32 miles per dollar spent

Spend $6,000 in 90 days (~$2,000/mo)

Craig's Take

Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Est. profit $530

Points transfer 1.55 Velocity points 1 Krisflyer milesRead my analysis

4. Westpac Altitude Velocity Black (Existing customers)

Velocity points

$295 annual fee

Existing customers onlyCan I become an existing customer?

Offer

60,000 Krisflyer miles

0.32 miles per dollar spent

Spend $6,000 in 90 days (~$2,000/mo)

$200 first year annual fee, $295 thereafter

Craig's Take

Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Est. profit $625

Points transfer 1.55 Velocity points 1 Krisflyer milesRead my analysis

5. Westpac Altitude Velocity Platinum (Reduced first year annual fee for Westpac Customers)

Velocity points

$175 annual fee

Offer

46,064 Krisflyer miles

0.23 miles per dollar spent

Spend $4,000 in 90 days (~$1,333/mo)

$99 first year annual fee, $175 thereafter

Craig's Take

Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Est. profit $517

Points transfer 1.55 Velocity points 1 Krisflyer milesRead my analysis

6. Westpac Altitude Velocity Platinum

Velocity points

$175 annual fee

Offer

46,064 Krisflyer miles

0.23 miles per dollar spent

Spend $4,000 in 90 days (~$1,333/mo)

Craig's Take

Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Est. profit $441

Points transfer 1.55 Velocity points 1 Krisflyer milesRead my analysis

7. Westpac Low Rate Card (Existing Customers)

Westpac points

$59 annual fee

Existing customers onlyCan I become an existing customer?

Offer

0 Krisflyer miles

0 miles per dollar spent

Spend $6,000 in 180 days (~$1,000/mo)

$0 first year annual fee, $59 thereafter

$450 Cashback extra bonus.

Craig's Take

Easy $33/day spend to hit the bonus. $450 cashback covers the $59 fee.

Points transfer 3 Westpac points 1 Krisflyer milesRead my analysis