1.

Velocity points
$300 annual fee
Offer
114,000 Velocity points
0.50 points per dollar spent
Spend $8,000 in 90 days (~$2,667/mo)
$72 Priority Pass lounge credit (2 visits × $36) extra bonus.
Doing all the maths, to work out which cards are best.


Moderate spend — $56/day for 90 days. Average ongoing earn rate.

Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
