Best MyCard credit cards for Velocity

Doing all the maths, to work out which cards are best.

1. MyCard Prestige Velocity

Velocity points

$700 annual fee

Offer

156,000 Velocity points

0.50 points per dollar spent

Spend $12,000 in 90 days (~$4,000/mo)

2. MyCard Premier Velocity

Velocity points

$300 annual fee

Offer

114,000 Velocity points

0.50 points per dollar spent

Spend $8,000 in 90 days (~$2,667/mo)

$72 Priority Pass lounge credit (2 visits × $36) extra bonus.

3. MyCard RewardsBest ever offer

MyCard points

$199 annual fee

Offer

42,000 Velocity points

0.40 points per dollar spent

Spend $5,000 in 90 days (~$1,667/mo)

Craig's Take

Moderate spend — $56/day for 90 days. Average ongoing earn rate.

Est. profit $515

Points transfer 2.5 MyCard points 1 Velocity pointsRead my analysis

4. MyCard Premier

MyCard points

$300 annual fee

Offer

63,500 Velocity points

0.50 points per dollar spent

Spend $7,000 in 90 days (~$2,333/mo)

$72 Priority Pass lounge credit (2 visits × $36) extra bonus.

Craig's Take

Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.

Est. profit $852

Points transfer 2 MyCard points 1 Velocity pointsRead my analysis

5. MyCard Rewards Velocity

Velocity points

$199 annual fee

Offer

62,000 Velocity points

0.40 points per dollar spent

Spend $5,000 in 90 days (~$1,667/mo)

6. MyCard Prestige

MyCard points

$700 annual fee

Offer

130,000 Velocity points

0.50 points per dollar spent

Spend $10,000 in 90 days (~$3,333/mo)

$100 Cashback extra bonus.

Craig's Take

Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $700 fee.

Est. profit $1,610

Points transfer 2 MyCard points 1 Velocity pointsRead my analysis