1.

Bank of Melbourne points
$175 annual fee
Offer
39,375 Velocity points
0.63 points per dollar spent
Spend $3,000 in 90 days (~$1,000/mo)
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $570
Points transfer 2 Bank of Melbourne points 1 Velocity pointsRead my analysis