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Image of CommBank Smart Awards Credit Card with Qantas Points (with $2,000 per month spend) Commbank Yello Offer credit card

Card

CommBank Smart Awards Credit Card

Offer

CommBank Smart Awards Credit Card with Qantas Points (with $2,000 per month spend) Commbank Yello Offer

Public offer

Selected terms version

Ended. These terms are no longer available.

Unknown publication date

View current offer termsOffer terms history
$0 monthly fee
$60 reward program fee
45,000 points
$3,000 min limit
0.50 points per dollar
Spend $4,500 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

45,000 points

Qantas

Minimum Spend

$4,500

within 3 months

Ongoing Earn Rate

0.50x points per $1 spent

Fees

Program Fee

$60

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Travel CreditsUpdated May 2026
  • Shopping BenefitsUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026
  • Lounge AccessUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • No International Transaction FeeUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift CardsQantas Reward Flights
CraigCraig's Analysis
+45,000sign-up bonus
+2,250from $4,500 spend
=47,250Qantas points
×1.6¢per point
=$756point value
−$60first-year fees
=$696est. first-year value

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$60

monthly fee + $60 program fee

Estimated Bonus Value

$756

Based on 1.6¢ per Qantas point

Earn Rate

Average

●●○○

0.50x Qantas points per $1

Did this help you make a decision?

Can I get this bonus if I've had a card from Commbank before?

You generally need to wait 24 months after your last Commbank sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Only available to customers who are in a CommBank Yello tier when applying for the credit card. 15,000 Qantas Points each month when you spend $1,500 or more per month for the first three months.

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 5
Ended

Published 4 Mar 2025

Ended 9 Jun 2025

Changes from terms version 4

Bonus:
60,00050,000
Terms version 4
Ended

Published 5 Feb 2025

Ended 4 Mar 2025

Changes from terms version 3

Program Fee:
$60$90
Interest Rate:
20.0020.99
Lounge Pass:
Enjoy access to over 1,300 airport lounges worldwide for a fee with Mastercard Travel Pass provided by DragonPass with your Smart Awards credit card.
Terms version 3
Ended

Published 7 Dec 2024

Ended 5 Feb 2025

Changes from terms version 2

Bonus:
50,00060,000
Notes:
only available to customers in CommBank Yello when applying for the credit card. 12,500 Qantas Points each month when you spend $1,500 or more per month for the first four months. No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19.15,000 Qantas Points will be awarded every month (statement period) $1,500 or more
Terms version 2
Ended

Published 3 Aug 2024

Ended 7 Dec 2024

Changes from terms version 1

Bonus:
45,00050,000
Spend For Bonus:
4,5006,000
Bonus Period:
90120
Points Per Dollar:
0.500.60
Notes:
Only available to customers who are in a CommBank Yello tier when applying for the credit card. 15,000 Qantas Points each month when you spend $1,500 or more per month for the first three months.only available to customers in CommBank Yello when applying for the credit card. 12,500 Qantas Points each month when you spend $1,500 or more per month for the first four months. No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19.
Terms version 1
Ended

Unknown publication date

Ended 3 Aug 2024

First recorded terms

Bonus Qantas:
45,000
Minimum Spend:
$4,500 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

  • Offer added. Requires Commbank Yello https://www.commbank.com.au/commbank-yello.html
    3 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig