Card

Rewards Signature Card with Velocity

Offer

Macquarie RateSaver Card

Public offer

Selected terms version

Available

Published 3 Oct 2026

View current offer terms Offer terms history

$69 first year annual fee

0 points

$50,000 annual income required

0.00 points per dollar

Spend $0 in 0 days

Open credit card website

Source wording history

Offer terms

Low Fee

Fees

First Year Annual Fee

$69

Ongoing Annual Fee

$69

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Explore this offer's terms

Offer terms

Craig's Analysis

First Year Cost

$69

annual fee

Earn Rate

Poor

●○○○

0.00x Macquarie points per $1

Did this help you make a decision?

$-69 of profit after meeting spend requirements

- $69

annual fee

Can I get this bonus if I've had a card from Macquarie before?

We haven't verified Macquarie's exclusion period yet. Check Macquarie's current terms before applying.

See exclusion periods for every Australian issuer →

Low interest card. Available when packaging with a new or existing Macquarie home loan, or for Business Bank clients. $0 international purchase fees.

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 2

Available

Published 3 Oct 2026

Changes from terms version 1

Points Per Dollar:

0.00

Reward Program:

Macquarie

Minimum Income:

050,000

Notes:

Low interest card. Currently restricted to Macquarie home loan customers only. $0 international purchase fees.Low interest card. Available when packaging with a new or existing Macquarie home loan, or for Business Bank clients. $0 international purchase fees.

Terms version 1

Ended

Unknown publication date

Ended 3 Oct 2026

First recorded terms

Annual Fee:

$69