Card

ANZ Rewards Platinum

Offer

ANZ Rewards Platinum

Public offer

Selected terms version

Available

Published 21 May 2026

View current offer terms Offer terms history

$149 first year annual fee

85,000 points

$6,000 min limit

1.50 points per dollar

Spend $3,500 in 90 days

Open credit card website

Source wording history

Offer terms

Mid-Tier

First Year Points

85,000 points

ANZ

Second Year Points

40,000 points

With $149 annual fee

Minimum Spend

$3,500

within 3 months

Cash Bonus

$50Cashback

Ongoing Earn Rate

1.50x points per $1 spent

Fees

First Year Annual Fee

$149

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Travel InsuranceUpdated May 2026
Digital Wallet IntegrationUpdated May 2026
Shopping BenefitsRemoved May 2026
Balance Transfer OffersUpdated May 2026
Concierge ServiceUpdated May 2026
Buy Now Pay LaterUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+85,000sign-up bonus

+5,250from $3,500 spend

=90,250ANZ points

→$400in Woolworths or Coles gift cards

+$50cashback

−$149first-year fees

=$301first-year value

Bonus Difficulty

Easy

●○○

$39 per day required

First Year Cost

$149

annual fee

Bonus Value

$400

90,250 points redeemed in Woolworths or Coles gift cards

Earn Rate

Good

●●●○

1.50x ANZ points per $1

Did this help you make a decision?

$301 of profit after meeting spend requirements

+ $400 Woolworths gift cards

+ $50 cashback extra bonus

- $149

annual fee

$250

x 1

$150

x 1

in Woolworths gift cards, $400 total, with 1,340 points remaining.

$100

x 4

in Coles gift cards, $400 total, with 250 points remaining.

Can I get this bonus if I've had a card from ANZ before?

You generally need to wait 24 months after your last ANZ sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 5

Available

Published 21 May 2026

Changes from terms version 4

Interest Rate:

20.9922.49

Terms version 4

Ended

Published 23 Sep 2025

Ended 16 Mar 2026

Changes from terms version 3

Bonus:

100,00085,000

Second Year Bonus:

040,000

Spend For Bonus:

2,0003,500

Terms version 3

Ended

Published 22 Mar 2025

Ended 23 Sep 2025

Changes from terms version 2

Annual Fee:

$94$149

Second Year Annual Fee:

$94$149

Program Fee:

$55

Terms version 2

Ended

Published 22 Jan 2025

Ended 22 Mar 2025

Changes from terms version 1

Bonus Cash Description:

Credit on cardCashback

Interest Rate:

20.0020.99

Terms version 1

Ended

Published 30 Jun 2024

Ended 22 Jan 2025

First recorded terms

Bonus ANZ:

100,000

Bonus Cash:

$50

Annual Fee:

$94

Minimum Spend:

$2,000 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Bonus changed from 80K to 100K
2 years ago
Annual Fee from $95 to $94, Second Year Annual Fee from 95 to 94, Program fee added $55
3 years ago
Bonus increased from 50k to 90k and $50 credit added, spend increased from $1500 to $2000
4 years ago
First year annual fee increased from $0 to $95
4 years ago
Bonus decreased from a $500 gift card to 50,000 points. Overall profit reduced from $500 to $220.
5 years ago