Card

Westpac Altitude Velocity Platinum

Offer

Westpac Altitude Velocity Platinum (Velocity Bonus Offer)

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 21 May 2026

View current offer terms Offer terms history

$175 first year annual fee

$75 reward program fee

70,000 points

$3,000 min limit

$30,000 annual income required

0.35 points per dollar

Spend $4,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

Mid-TierOffer Ended

First Year Points

70,000 points

Velocity

Second Year Points

30,000 points

With $175 annual fee

Minimum Spend

$4,000

within 3 months

Ongoing Earn Rate

0.35x points per $1 spent

Fees

First Year Annual Fee

$175

Ongoing Annual Fee

$175

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Seat UpgradesUpdated May 2026
Interest Free PeriodsUpdated May 2026
Digital Card IssuanceUpdated May 2026
Digital Wallet IntegrationUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Buy Now Pay LaterUpdated May 2026
Transit Accident InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026
Travel InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+70,000sign-up bonus

+1,400from $4,000 spend

=71,400Velocity points

→$300in Coles gift cards

−$250first-year fees

=$50first-year value

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

$250

annual fee + $75 program fee

Bonus Value

$300

71,400 points redeemed in Coles gift cards

Earn Rate

Poor

●○○○

0.35x Velocity points per $1

Did this help you make a decision?

$50 of profit after meeting spend requirements

+ $300 Coles gift cards

- $175

annual fee

$100

x 3

in Coles gift cards, $300 total, with 7,011 points remaining.

Can I get this bonus if I've had a card from Westpac before?

You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

View Exclusive Offer Details

Velocity Frequent Flyer bonus offer. Activate offer on the VFF portal before applying. Includes 20,000 extra bonus Velocity Points from VFF activation on top of the standard 70,000 Velocity Points card offer. Card earns Velocity Points directly.