Card

NAB Rewards Signature Card with Velocity

Offer

NAB Rewards Signature Card with Velocity (Velocity Bonus Offer)

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 8 Feb 2026

View current offer terms Offer terms history

$35 monthly fee

90,000 points

$15,000 min limit

0.75 points per dollar

Spend $5,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

90,000 points

Velocity

Minimum Spend

$5,000

within 3 months

Offer Expires

March 5, 2026

7 months ago

Ongoing Earn Rate

0.75x points per $1 spent

Fees

Monthly Fee

$35 per month

Equivalent to $420 annually

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+90,000sign-up bonus

+3,750from $5,000 spend

=93,750Velocity points

→$400in Coles gift cards

−$175first-year fees

=$225first-year value

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$175

5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account)

Bonus Value

$400

93,750 points redeemed in Coles gift cards

Earn Rate

Good

●●●○

0.75x Velocity points per $1

Did this help you make a decision?

$225 of profit after meeting spend requirements

+ $400 Coles gift cards

- $175

5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account)

$100

x 4

in Coles gift cards, $400 total, with 7,898 points remaining.

Can I get this bonus if I've had a card from NAB before?

You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

View Exclusive Offer Details

VFF bonus offer. Activate on VFF portal before applying. +10,000 extra Velocity Points from VFF. Card earns NAB Rewards Points (up to 3/$1), convert to Velocity via Auto Redemption. 80k Velocity Points with Auto Redemption on and $5,000 spend in 90 days + 10k VFF extra. Monthly fee $35 reversed if $5,000+ spend per statement period.

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 4

Ended

Published 21 May 2026

Ended 21 May 2026

Changes from terms version 3

Lounge Pass:

Complimentary Delayed Flight Lounge Pass (access to select airport lounges after a 60+ minute flight delay) via LoungeKey; cardholder plus up to 4 companionsDelayed flight lounge pass

Terms version 3

Ended

Published 16 Mar 2026

Changes from terms version 2

Bonus:

70,00060,000

Expiration Date:

5 Mar 2026

Lounge Pass:

Complimentary Delayed Flight Lounge Pass (access to select airport lounges after a 60+ minute flight delay) via LoungeKey; cardholder plus up to 4 companions

Terms version 2

Ended

Published 28 Feb 2026

Ended 16 Mar 2026

Changes from terms version 1

Bonus:

90,00070,000

Second Year Bonus:

020,000

Terms version 1

Ended

Published 8 Feb 2026

Ended 28 Feb 2026

First recorded terms

Bonus Velocity:

90,000

Minimum Spend:

$5,000 in 90 days