Card

Westpac Altitude Velocity Black

Offer

Westpac Altitude Velocity Black (Existing customers, Velocity Bonus Offer)

For existing customers

Selected terms version

Ended. These terms are no longer available.

Published 8 Feb 2026

View current offer terms Offer terms history

$200 first year annual fee

$75 reward program fee

120,000 points

$6,000 min limit

$75,000 annual income required

0.50 points per dollar

Spend $6,000 in 120 days

This offer is currently unavailable.

Source wording history

Offer terms

Mid-TierOffer Ended

First Year Points

120,000 points

Velocity

Second Year Points

60,000 points

With $295 annual fee

Minimum Spend

$6,000

within 4 months

Offer Expires

March 5, 2026

7 months ago

Ongoing Earn Rate

0.50x points per $1 spent

Fees

First Year Annual Fee

$200

Ongoing Annual Fee

$295

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Travel InsuranceUpdated May 2026
Digital Card IssuanceUpdated May 2026
Digital Wallet IntegrationUpdated May 2026
Interest Free PeriodsUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Concierge ServiceUpdated May 2026
Seat UpgradesUpdated May 2026
Lounge AccessUpdated May 2026
Transit Accident InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+120,000sign-up bonus

+3,000from $6,000 spend

=123,000Velocity points

×1.7¢per point

=$2,091point value

−$275first-year fees

=$1,816est. first-year value

Sydney → London · Business (150,000 pts/way)

82% of one way trip

Points via Air Canada

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$275

annual fee + $75 program fee

Estimated Bonus Value

$2091

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Average

●●○○

0.50x Velocity points per $1

Travel Benefits

Lounge Access

Two complimentary single-entry Virgin Australia Domestic Lounge Passes each year

Did this help you make a decision?

123,000 Velocity points

0.50 points per dollar

Can I get this bonus if I've had a card from Westpac before?

You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

View Exclusive Offer Details

Velocity Frequent Flyer bonus offer. Activate offer on the VFF portal before applying. Includes 30,000 extra bonus Velocity Points from VFF activation on top of the standard 90,000 Velocity Points card offer. Reduced first year annual fee of $200 for existing Westpac customers. Card earns Velocity Points directly.

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 1

Ended

Published 8 Feb 2026

Ended 22 Feb 2026

First recorded terms

Bonus Velocity:

120,000

Annual Fee:

$200

Minimum Spend:

$6,000 in 120 days

Lounge Pass:

Two complimentary single-entry Virgin Australia Domestic Lounge Passes each year

Other offers for this card

Westpac Altitude Velocity Black

Westpac Altitude Velocity Black (Existing customers)