Card

Westpac Altitude Rewards Platinum

Offer

Westpac Altitude Rewards Platinum (existing customers)

For existing customers

Selected terms version

Ended. These terms are no longer available.

Published 23 Jan 2026

View current offer termsOffer terms history
$49 first year annual fee
75,000 points
$3,000 min limit
$30,000 annual income required
1.00 points per dollar
Spend $3,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

Low FeeOffer Ended

First Year Points

75,000 points

Westpac

Second Year Points

25,000 points

With $175 annual fee

Minimum Spend

$3,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$49

Ongoing Annual Fee

$175

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Digital Card IssuanceUpdated May 2026
  • Buy Now Pay LaterUpdated May 2026
  • Transit Accident InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • Rental Vehicle InsuranceUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+75,000sign-up bonus
+3,000from $3,000 spend
=26,000Krisflyer points
×1.5¢per point
=$390point value
−$49first-year fees
=$341est. first-year value

Sydney → Singapore · Business (72,000 pts/way)

36% of one way trip

Points via Singapore Airlines

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$49

annual fee

Estimated Bonus Value

$390

Based on 1.5¢ per KrisFlyer mile

Earn Rate

Average

●●○○

1.00x Westpac points per $1

Did this help you make a decision?

26,000 Krisflyer miles
0.33 miles per dollar
Points transfer 3 Westpac points 1 Krisflyer miles

Can I get this bonus if I've had a card from Westpac before?

You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 28 Aug 2026

Changes from terms version 6

Points Per Dollar:
1.002.00
Interest Rate:
20.9923.98
Offer Accessibility:
everyoneexisting_customers

Published 19 May 2026

Ended 28 Aug 2026

Changes from terms version 5

Points Per Dollar:
1.251.00

Published 19 Mar 2026

Ended 19 May 2026

Changes from terms version 4

Points Per Dollar:
1.001.25

Published 23 Jan 2026

Ended 19 Mar 2026

No recorded term changes from the previous version.

Published 20 Jan 2026

Ended 7 Feb 2026

No recorded term changes from the previous version.

Published 20 Jan 2026

Ended 7 Feb 2026

Changes from terms version 1

Points Per Dollar:
1.251.00

Published 23 Sep 2025

Ended 23 Jan 2026

First recorded terms

Bonus Westpac:
75,000
Annual Fee:
$49
Minimum Spend:
$3,000 in 90 days
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig