Image of Westpac Altitude Qantas Platinum (Reduced first year annual fee for Westpac Customers) credit card

Card

Westpac Altitude Qantas Platinum

Offer

Westpac Altitude Qantas Platinum (Reduced first year annual fee for Westpac Customers)

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 23 Jan 2026

View current offer termsOffer terms history
$99 first year annual fee
$75 reward program fee
70,000 points
$3,000 min limit
$30,000 annual income required
0.35 points per dollar
Spend $4,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

Low FeeOffer Ended

First Year Points

70,000 points

Qantas

Second Year Points

30,000 points

With $175 annual fee

Minimum Spend

$4,000

within 3 months

Ongoing Earn Rate

0.35x points per $1 spent

Fees

First Year Annual Fee

$99

Ongoing Annual Fee

$175

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Buy Now Pay LaterUpdated May 2026
  • Digital Card IssuanceUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • Transit Accident InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Rental Vehicle InsuranceUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+70,000sign-up bonus
+1,400from $4,000 spend
=71,400Qantas points
×1.6¢per point
=$1,142point value
−$174first-year fees
=$968est. first-year value

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

$174

annual fee + $75 program fee

Estimated Bonus Value

$1142

Based on 1.6¢ per Qantas point

Earn Rate

Poor

●○○○

0.35x Qantas points per $1

Did this help you make a decision?

Can I get this bonus if I've had a card from Westpac before?

You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 23 Jan 2026

Ended 19 Mar 2026

No recorded term changes from the previous version.

Published 20 Jan 2026

Ended 7 Feb 2026

No recorded term changes from the previous version.

Published 20 Jan 2026

Ended 7 Feb 2026

Changes from terms version 5

Points Per Dollar:
0.500.35

Published 6 Dec 2025

Ended 23 Jan 2026

Changes from terms version 4

Bonus:
75,00070,000
Second Year Bonus:
030,000
Annual Fee:
$49$99

Published 26 Jun 2025

Ended 6 Dec 2025

Changes from terms version 3

Minimum Credit Limit:
6,0003,000

Published 26 Mar 2025

Ended 26 Jun 2025

Changes from terms version 2

Bonus:
60,00075,000
Second Year Bonus:
20,0000
Expiration Date:
25 Mar 2025

Published 25 Jan 2025

Ended 26 Mar 2025

Changes from terms version 1

Interest Rate:
20.0020.99
Expiration Date:
30 Apr 202525 Mar 2025

Published 30 Jun 2024

Ended 25 Jan 2025

First recorded terms

Bonus Qantas:
60,000
Annual Fee:
$49
Minimum Spend:
$4,000 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

  • Expiration changed from 27/02/24 to 31/07/24, Bonus from 70K to 60K
    3 years ago
  • Expiration changed from 30/04/24 to 27/02/24
    3 years ago
  • Expiration changed from 01/11/23 to 30/04/24
    3 years ago
  • Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
    3 years ago
  • Offer extended to 29th June 2023
    4 years ago

Other offers for this card
Craig

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— Craig