Card

MyCard Prestige

Offer

MyCard Prestige

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 20 Jan 2026

View current offer terms Offer terms history

$700 first year annual fee

250,000 points

$20,000 min limit

1.00 points per dollar

Spend $10,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

250,000 points

MyCard

Minimum Spend

$10,000

within 3 months

Cash Bonus

$100Cashback

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$700

Ongoing Annual Fee

$700

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

CashbackRemoved May 2026
Installment PlansUpdated May 2026
Lounge AccessUpdated May 2026
Interest Free PeriodsUpdated May 2026
Balance Transfer OffersUpdated May 2026
Points Transfer BenefitsUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Concierge ServiceUpdated May 2026
Mobile Phone InsuranceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Travel InsuranceUpdated May 2026
Hotel BenefitsUpdated May 2026

I'd like to use my bonus for:

Virgin Australia

Craig's Analysis

+250,000sign-up bonus

+10,000from $10,000 spend

=130,000Velocity points

×1.7¢per point

=$2,210point value

+$100cashback

−$700first-year fees

=$1,610est. first-year value

Sydney → London · Business (150,000 pts/way)

86% of one way trip

Points via Air Canada

Bonus Difficulty

Hard

●●●

$111 per day required

First Year Cost

$700

annual fee

Estimated Bonus Value

$2210

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Average

●●○○

1.00x MyCard points per $1

Travel Benefits

Lounge Access

One complimentary digital Priority Pass membership with 15 complimentary lounge visits per year (entitlements shared between primary cardholder and guests)

Did this help you make a decision?

130,000 Velocity points

0.50 points per dollar

Points transfer 2 MyCard points 1 Velocity points

Can I get this bonus if I've had a card from MyCard before?

No fixed waiting period. MyCard's terms say the bonus is "only available when you apply for a new" card and "not available when closing or transferring from another MyCard branded credit card account." Whether closing one MyCard and immediately applying for another qualifies isn't spelled out — confirm with MyCard.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 6

Ended

Published 23 Jan 2026

Ended 26 Jun 2026

No recorded term changes from the previous version.

Terms version 5

Ended

Published 20 Jan 2026

Ended 7 Feb 2026

No recorded term changes from the previous version.

Terms version 4

Ended

Published 20 Jan 2026

Ended 7 Feb 2026

Changes from terms version 3

Bonus Cash:

$100

Bonus Cash Description:

Cashback

Terms version 3

Ended

Published 26 Dec 2025

Ended 23 Jan 2026

Changes from terms version 2

Bonus Cash Description:

Bonus Cash Description Two:

Terms version 2

Ended

Published 19 Dec 2025

Ended 26 Dec 2025

Changes from terms version 1

Second Year Annual Fee:

$700

Minimum Credit Limit:

20,000

Interest Rate:

22.49

Lounge Pass:

One complimentary digital Priority Pass membership with 15 complimentary lounge visits per year (entitlements shared between primary cardholder and guests)

Terms version 1

Ended

Unknown publication date

Ended 19 Dec 2025

First recorded terms

Bonus My Card:

250,000

Annual Fee:

$700

Minimum Spend:

$10,000 in 90 days