Card

Westpac Altitude Velocity Black

Offer

Westpac Altitude Velocity Black (Existing customers)

For existing customers

Selected terms version

Ended. These terms are no longer available.

Published 11 Jan 2026

View current offer terms Offer terms history

$200 first year annual fee

$75 reward program fee

90,000 points

$6,000 min limit

$75,000 annual income required

0.50 points per dollar

Spend $6,000 in 120 days

This offer is currently unavailable.

Source wording history

Offer terms

Mid-TierOffer Ended

First Year Points

90,000 points

Velocity

Second Year Points

60,000 points

With $295 annual fee

Minimum Spend

$6,000

within 4 months

Ongoing Earn Rate

0.50x points per $1 spent

Fees

First Year Annual Fee

$200

Ongoing Annual Fee

$295

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Travel InsuranceUpdated May 2026
Digital Card IssuanceUpdated May 2026
Digital Wallet IntegrationUpdated May 2026
Interest Free PeriodsUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Concierge ServiceUpdated May 2026
Seat UpgradesUpdated May 2026
Lounge AccessUpdated May 2026
Transit Accident InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+90,000sign-up bonus

+3,000from $6,000 spend

=93,000Velocity points

×1.7¢per point

=$1,581point value

−$275first-year fees

=$1,306est. first-year value

Sydney → London · Business (150,000 pts/way)

62% of one way trip

Points via Air Canada

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$275

annual fee + $75 program fee

Estimated Bonus Value

$1581

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Average

●●○○

0.50x Velocity points per $1

Travel Benefits

Lounge Access

Two complimentary single-entry Virgin Australia Domestic Lounge Passes each year

Did this help you make a decision?

93,000 Velocity points

0.50 points per dollar

Can I get this bonus if I've had a card from Westpac before?

You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 8

Available

Published 2 Oct 2026

Changes from terms version 7

Points Per Dollar:

0.500.40

Program Fee:

$75$155

Interest Rate:

20.9923.98

Terms version 7

Ended

Published 21 May 2026

Ended 2 Oct 2026

Changes from terms version 6

Bonus Period:

12090

Terms version 6

Ended

Published 11 Jan 2026

Ended 16 Mar 2026

Changes from terms version 5

Points Per Dollar:

0.800.50

Terms version 5

Ended

Published 6 Dec 2025

Ended 11 Jan 2026

Changes from terms version 4

Second Year Bonus:

30,00060,000

Annual Fee:

$150$200

Terms version 4

Ended

Published 23 Sep 2025

Ended 6 Dec 2025

Changes from terms version 3

Points Per Dollar:

0.750.80

Lounge Pass:

Priority Pass membership with two complimentary visits per year (one guest allowed); plus two complimentary single-entry Virgin Australia Domestic Lounge Passes each yearTwo complimentary single-entry Virgin Australia Domestic Lounge Passes each year

Terms version 3

Ended

Published 25 Jun 2025

Ended 23 Sep 2025

Changes from terms version 2

Minimum Credit Limit:

15,0006,000

Lounge Pass:

Complimentary Virgin domestic lounge passes and Qantas Club Complimentary InvitationsPriority Pass membership with two complimentary visits per year (one guest allowed); plus two complimentary single-entry Virgin Australia Domestic Lounge Passes each year

Terms version 2

Ended

Published 25 Jan 2025

Ended 25 Jun 2025

Changes from terms version 1

Minimum Income:

75,000

Interest Rate:

21.0020.99

Expiration Date:

30 Apr 2025

Lounge Pass:

Complimentary Virgin domestic lounge passes and Qantas Club Complimentary Invitations

Terms version 1

Ended

Published 30 Jun 2024

Ended 25 Jan 2025

First recorded terms

Bonus Velocity:

90,000

Annual Fee:

$150

Minimum Spend:

$6,000 in 120 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Expiration changed from 30/04/24 to 31/07/24, Notes from Includes $150 off on your first year card fee for Existing customer to ""
3 years ago
Expiration changed from 01/11/23 to 30/04/24, Annual Fee from $145 to $150
3 years ago

Other offers for this card

Westpac Altitude Velocity Black