Card
Offer
MyCard Rewards
Public offer
Selected terms version
Ended. These terms are no longer available.
Unknown publication date
View current offer termsOffer terms historyThis offer is currently unavailable.
Source wording historyOffer terms
Signup Bonus
100,000 points
MyCard
Minimum Spend
$5,000
within 3 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Mobile Phone InsuranceUpdated May 2026
- Installment PlansUpdated May 2026
- Balance Transfer OffersUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Hotel BenefitsUpdated May 2026
- Points Transfer BenefitsUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$56 per day required
First Year Cost
$199
annual fee
Earn Rate
Average
●●○○1.00x MyCard points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from MyCard before?
No fixed waiting period. MyCard's terms say the bonus is "only available when you apply for a new" card and "not available when closing or transferring from another MyCard branded credit card account." Whether closing one MyCard and immediately applying for another qualifies isn't spelled out — confirm with MyCard.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 1
First recorded terms