Card

MyCard Premier

Offer

MyCard Premier Velocity

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 19 Dec 2025

View current offer terms Offer terms history

$300 first year annual fee

110,000 points

$10,000 min limit

0.50 points per dollar

Spend $8,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

110,000 points

Velocity

Minimum Spend

$8,000

within 3 months

Cash Bonus

$72Priority Pass lounge credit (2 visits × $36)

Ongoing Earn Rate

0.50x points per $1 spent

Fees

First Year Annual Fee

$300

Ongoing Annual Fee

$300

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Lounge AccessUpdated May 2026
Hotel BenefitsUpdated May 2026
Points Transfer BenefitsUpdated May 2026
Installment PlansUpdated May 2026
Interest Free PeriodsUpdated May 2026
Balance Transfer OffersUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Concierge ServiceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Mobile Phone InsuranceUpdated May 2026
Travel InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+110,000sign-up bonus

+4,000from $8,000 spend

=114,000Velocity points

→$500in Coles gift cards

+$72cashback

−$300first-year fees

=$272first-year value

Bonus Difficulty

Moderate

●●○

$89 per day required

First Year Cost

$300

annual fee

Bonus Value

$500

114,000 points redeemed in Coles gift cards

Earn Rate

Average

●●○○

0.50x Velocity points per $1

Travel Benefits

Lounge Access

One complimentary digital Priority Pass Standard Membership with two complimentary lounge visits per 12-month membership for the primary cardholder

Did this help you make a decision?

$272 of profit after meeting spend requirements

+ $500 Coles gift cards

+ $72 priority pass lounge credit (2 visits × $36) extra bonus

- $300

annual fee

$100

x 5

in Coles gift cards, $500 total, with 6,685 points remaining.

Can I get this bonus if I've had a card from MyCard before?

No fixed waiting period. MyCard's terms say the bonus is "only available when you apply for a new" card and "not available when closing or transferring from another MyCard branded credit card account." Whether closing one MyCard and immediately applying for another qualifies isn't spelled out — confirm with MyCard.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 3

Available

Published 2 Oct 2026

Changes from terms version 2

Bonus:

110,00060,000

Second Year Bonus:

040,000

Spend For Bonus:

8,0007,000

Terms version 2

Ended

Published 19 Dec 2025

Ended 2 Oct 2026

Changes from terms version 1

Points Per Dollar:

1.000.50

Bonus Cash:

$72

Bonus Cash Description:

Priority Pass lounge credit (2 visits × $36)

Second Year Annual Fee:

$300

Minimum Credit Limit:

10,000

Interest Rate:

22.49

Lounge Pass:

One complimentary digital Priority Pass Standard Membership with two complimentary lounge visits per 12-month membership for the primary cardholder

Terms version 1

Ended

Unknown publication date

Ended 19 Dec 2025

First recorded terms

Bonus Velocity:

110,000

Annual Fee:

$300

Minimum Spend:

$8,000 in 90 days

Other offers for this card

MyCard Premier