Card

MyCard Premier

Offer

MyCard Premier

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 19 Dec 2025

View current offer terms Offer terms history

$300 first year annual fee

120,000 points

$10,000 min limit

1.00 points per dollar

Spend $7,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

First Year Points

120,000 points

MyCard

Second Year Points

30,000 points

With $300 annual fee

Minimum Spend

$7,000

within 3 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$300

Ongoing Annual Fee

$300

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Lounge AccessUpdated May 2026
Hotel BenefitsUpdated May 2026
Points Transfer BenefitsUpdated May 2026
Installment PlansUpdated May 2026
Interest Free PeriodsUpdated May 2026
Balance Transfer OffersUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Concierge ServiceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Mobile Phone InsuranceUpdated May 2026
Travel InsuranceUpdated May 2026

I'd like to use my bonus for:

Virgin Australia

Craig's Analysis

+120,000sign-up bonus

+7,000from $7,000 spend

=63,500Velocity points

×1.7¢per point

=$1,080point value

−$300first-year fees

=$780est. first-year value

Sydney → London · Business (150,000 pts/way)

42% of one way trip

Points via Air Canada

Bonus Difficulty

Moderate

●●○

$78 per day required

First Year Cost

$300

annual fee

Estimated Bonus Value

$1080

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Average

●●○○

1.00x MyCard points per $1

Travel Benefits

Lounge Access

Priority Pass – one digital Standard membership with two complimentary lounge visits per 12-month membership (primary cardholder only)

Did this help you make a decision?

63,500 Velocity points

0.50 points per dollar

Points transfer 2 MyCard points 1 Velocity points

Can I get this bonus if I've had a card from MyCard before?

No fixed waiting period. MyCard's terms say the bonus is "only available when you apply for a new" card and "not available when closing or transferring from another MyCard branded credit card account." Whether closing one MyCard and immediately applying for another qualifies isn't spelled out — confirm with MyCard.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 4

Temporarily unavailable

Published 2 Oct 2026

Changes from terms version 3

Points Per Dollar:

1.001.50

Terms version 3

Ended

Published 23 Dec 2025

Ended 2 Oct 2026

Changes from terms version 2

Bonus Cash:

$72

Bonus Cash Description:

Priority Pass lounge credit (2 visits × $36)

Terms version 2

Ended

Published 19 Dec 2025

Ended 23 Dec 2025

Changes from terms version 1

Bonus:

150,000120,000

Second Year Bonus:

030,000

Second Year Annual Fee:

$300

Minimum Credit Limit:

10,000

Interest Rate:

22.49

Lounge Pass:

Priority Pass – one digital Standard membership with two complimentary lounge visits per 12-month membership (primary cardholder only)

Terms version 1

Ended

Unknown publication date

Ended 19 Dec 2025

First recorded terms

Bonus My Card:

150,000

Annual Fee:

$300

Minimum Spend:

$7,000 in 90 days

Other offers for this card

MyCard Premier Velocity