Card

American Express Explorer Credit Card

Offer

American Express Explorer Credit Card Targeted Offer

For invited customers

Selected terms version

Ended. These terms are no longer available.

Published 9 Jul 2025

View current offer terms Offer terms history

$395 first year annual fee

110,000 points

2.00 points per dollar

Spend $4,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

110,000 points

American Express

Minimum Spend

$4,000

within 3 months

Cash Bonus

$400Travel Credit

Ongoing Earn Rate

2.00x points per $1 spent

Fees

First Year Annual Fee

$395

Ongoing Annual Fee

$395

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Travel InsuranceUpdated May 2026
Installment PlansUpdated May 2026
Digital Wallet IntegrationUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Hotel BenefitsUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Lounge AccessUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+110,000sign-up bonus

+8,000from $4,000 spend

=59,000Velocity points

×1.7¢per point

=$1,003point value

+$400cashback

−$395first-year fees

=$1,008est. first-year value

Sydney → London · Business (150,000 pts/way)

39% of one way trip

Points via Air Canada

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

$395

annual fee

Estimated Bonus Value

$1003

Based on 1.7000000000000002¢ per Velocity point

Earn Rate

Excellent

●●●●

2.00x American Express points per $1

Travel Benefits

Lounge Access

Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport

Did this help you make a decision?

59,000 Velocity points

1 points per dollar

Points transfer 2 American Express points 1 Velocity points

Can I get this bonus if I've had a card from American Express before?

You generally need to wait 18 months after your last American Express sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 3

Ended

Published 28 Jul 2025

Ended 2 Oct 2026

Changes from terms version 2

Bonus:

110,000100,000

Expiration Date:

2 Dec 2025

Lounge Pass:

Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International AirportTwo complimentary entries per calendar year to The Centurion Lounge at Sydney or Melbourne International Airports

Terms version 2

Ended

Published 9 Jul 2025

Ended 27 Sep 2025

Changes from terms version 1

Bonus:

100,000110,000

Interest Rate:

0.0023.99

Expiration Date:

8 Apr 2025

Lounge Pass:

Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport.Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport

Terms version 1

Ended

Published 27 Mar 2025

Ended 9 Jul 2025

First recorded terms

Bonus American Express:

100,000

Bonus Cash:

$400

Annual Fee:

$395

Minimum Spend:

$4,000 in 90 days

Lounge Pass:

Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport.