Image of CommBank Smart Awards Credit Card with Qantas Points (with $2,000 per month spend) Commbank credit card

Card

CommBank Smart Awards Credit Card

Offer

CommBank Smart Awards Credit Card with Qantas Points (with $2,000 per month spend) Commbank

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 4 Mar 2025

View current offer termsOffer terms history
$0 monthly fee
$90 reward program fee
50,000 points
$3,000 min limit
0.60 points per dollar
Spend $6,000 in 120 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

50,000 points

Qantas

Minimum Spend

$6,000

within 4 months

Ongoing Earn Rate

0.60x points per $1 spent

Fees

Program Fee

$90

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Travel CreditsUpdated May 2026
  • Shopping BenefitsUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026
  • Lounge AccessUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • No International Transaction FeeUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+50,000sign-up bonus
+3,600from $6,000 spend
=53,600Qantas points
→$250in Woolworths gift cards
−$90first-year fees
=$160first-year value

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$90

monthly fee + $90 program fee

Bonus Value

$250

53,600 points redeemed in Woolworths gift cards

Earn Rate

Average

●●○○

0.60x Qantas points per $1

Travel Benefits

Lounge Access

Enjoy access to over 1,300 airport lounges worldwide for a fee with Mastercard Travel Pass provided by DragonPass with your Smart Awards credit card.

Did this help you make a decision?

$160 of profit after meeting spend requirements
+ $250 Woolworths gift cards
- $0
monthly fee

$250
x 1
in Woolworths gift cards, $250 total, with 1,850 points remaining.

Can I get this bonus if I've had a card from Commbank before?

You generally need to wait 24 months after your last Commbank sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 26 Jun 2025

Ended 9 Feb 2026

Changes from terms version 1

Points Per Dollar:
0.600.40

Published 4 Mar 2025

Ended 26 Jun 2025

First recorded terms

Bonus Qantas:
50,000
Minimum Spend:
$6,000 in 120 days
Lounge Pass:
Enjoy access to over 1,300 airport lounges worldwide for a fee with Mastercard Travel Pass provided by DragonPass with your Smart Awards credit card.
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig