Card
Offer
CommBank Smart Awards Credit Card with Qantas Points Commbank
Public offer
Selected terms version
Ended. These terms are no longer available.
Published 4 Mar 2025
View current offer termsOffer terms historyThis offer is currently unavailable.
Source wording historyOffer terms
Signup Bonus
50,000 points
Qantas
Minimum Spend
$6,000
within 4 months
Ongoing Earn Rate
0.60x points per $1 spent
Fees
Monthly Fee
$19 per month
Equivalent to $228 annually
Program Fee
$90
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history
- Travel InsuranceUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Travel CreditsUpdated May 2026
- Shopping BenefitsUpdated May 2026
- Points Transfer BenefitsUpdated May 2026
- Lounge AccessUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- No International Transaction FeeUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$50 per day required
First Year Cost
$204
6 months of fees - assuming you keep the card for the bonus period (4 months) + 2 statements (waiting for points to arrive in your account) + $90 program fee
Earn Rate
Average
●●○○0.60x Qantas points per $1
Travel Benefits
Lounge Access
Enjoy access to over 1,300 airport lounges worldwide for a fee with Mastercard Travel Pass provided by DragonPass with your Smart Awards credit card.
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Can I get this bonus if I've had a card from Commbank before?
You generally need to wait 24 months after your last Commbank sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →15,000 Qantas Points will be awarded every month (statement period) $1,500 or more is spent on eligible purchases for 4 consecutive statement periods.
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 1
First recorded terms