Card

ANZ Frequent Flyer Black

Offer

ANZ Frequent Flyer Black

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 22 Mar 2025

View current offer terms Offer terms history

$425 first year annual fee

90,000 points

$15,000 min limit

1.00 points per dollar

Spend $5,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

First Year Points

90,000 points

Qantas

Second Year Points

40,000 points

With $425 annual fee

Minimum Spend

$5,000

within 3 months

Cash Bonus

$200Cashback

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$425

Ongoing Annual Fee

$425

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Lounge AccessUpdated May 2026
Travel InsuranceUpdated May 2026
Lounge AccessUpdated May 2026
Digital Wallet IntegrationUpdated May 2026
Shopping BenefitsRemoved May 2026
Balance Transfer OffersUpdated May 2026
Concierge ServiceUpdated May 2026
Buy Now Pay LaterUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Qantas Reward Flights

Craig's Analysis

+90,000sign-up bonus

+5,000from $5,000 spend

=95,000Qantas points

→$450in Woolworths gift cards

+$200cashback

−$425first-year fees

=$225first-year value

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$425

annual fee

Bonus Value

$450

95,000 points redeemed in Woolworths gift cards

Earn Rate

Excellent

●●●●

1.00x Qantas points per $1

Travel Benefits

Lounge Access

Two complimentary Qantas Club lounge invitations each year

Did this help you make a decision?

$225 of profit after meeting spend requirements

+ $450 Woolworths gift cards

+ $200 cashback extra bonus

- $425

annual fee

$250

x 1

$100

x 2

in Woolworths gift cards, $450 total, with 1,790 points remaining.

Can I get this bonus if I've had a card from ANZ before?

You generally need to wait 24 months after your last ANZ sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 7

Available

Published 2 Oct 2026

Changes from terms version 6

Bonus:

40,00050,000

Second Year Bonus:

40,00050,000

Interest Rate:

20.9922.49

Terms version 6

Ended

Published 25 Jul 2026

Ended 2 Oct 2026

Changes from terms version 5

Bonus:

90,00040,000

Spend For Bonus:

5,0006,000

Bonus Cash:

$200

Bonus Cash Description:

Statement Credit

Terms version 5

Ended

Published 19 Jul 2026

Ended 25 Jul 2026

Changes from terms version 4

Bonus Cash Description:

Card creditStatement Credit

Terms version 4

Ended

Published 16 Mar 2026

Ended 19 Jul 2026

Changes from terms version 3

Bonus Cash Description:

CashbackCard credit

Terms version 3

Ended

Published 22 Mar 2025

Ended 16 Mar 2026

Changes from terms version 2

Annual Fee:

$370$425

Second Year Annual Fee:

$370$425

Program Fee:

$55

Lounge Pass:

Two complimentary Qantas Club lounge invitations each year - request by calling the ANZ Personal Concierge on 1300 580 765Two complimentary Qantas Club lounge invitations each year

Terms version 2

Ended

Published 22 Jan 2025

Ended 22 Mar 2025

Changes from terms version 1

Annual Fee:

$425$370

Second Year Annual Fee:

$425$370

Program Fee:

$55

Interest Rate:

20.0020.99

Terms version 1

Ended

Published 30 Jun 2024

Ended 22 Jan 2025

First recorded terms

Bonus Qantas:

90,000

Bonus Cash:

$200

Annual Fee:

$425

Minimum Spend:

$5,000 in 90 days

Lounge Pass:

Two complimentary Qantas Club lounge invitations each year - request by calling the ANZ Personal Concierge on 1300 580 765

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Expiration changed from no expiration to , Bonus from 100K to 90K, Second Year Bonus from NaN to 40K, Bonus Cash from 250 to 200
3 years ago
Bonus changed from 110K to 100K, cashback changed from $100 to $250
3 years ago
Bonus increased from 90k to 110k
3 years ago
Bonus lowered from 110k to 90k, cashback lowered from $255 to $100
3 years ago
Bonus lowered from 130k to 100k first year 30k second year (Thanks N. via Instagram)
4 years ago
Bonus increased from 100k first year, 30k second year to 130k first year
4 years ago