Image of BOQ Platinum Visa Credit Card credit card

Card

BOQ Platinum Visa Credit Card

Offer

BOQ Platinum Visa Credit Card

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 22 Mar 2025

View current offer termsOffer terms history
$75 first year annual fee
100,000 points
$6,000 min limit
$35,000 annual income required
2.00 points per dollar
Spend $4,500 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

Low FeeOffer Ended

Signup Bonus

100,000 points

BOQ

Minimum Spend

$4,500

within 3 months

Ongoing Earn Rate

2.00x points per $1 spent

Fees

First Year Annual Fee

$75

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+100,000sign-up bonus
+9,000from $4,500 spend
=109,000BOQ points
→$300in Woolworths or Coles gift cards
−$75first-year fees
=$225first-year value

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$75

annual fee

Bonus Value

$300

109,000 points redeemed in Woolworths or Coles gift cards

Earn Rate

Excellent

●●●●

2.00x BOQ points per $1

Did this help you make a decision?

$225 of profit after meeting spend requirements
+ $300 Woolworths gift cards
- $75
annual fee

$200
x 1
$100
x 1
in Woolworths gift cards, $300 total, with 1,700 points remaining.
$200
x 1
$100
x 1
in Coles gift cards, $300 total, with 1,700 points remaining.

Can I get this bonus if I've had a card from BOQ before?

You generally need to wait 12 months after your last BOQ sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 2 Oct 2026

Changes from terms version 3

Points Per Dollar:
2.001.00
Interest Rate:
20.9921.99

Published 22 Mar 2025

Ended 2 Oct 2026

Changes from terms version 2

Minimum Credit Limit:
6,000
Minimum Income:
35,000
Interest Rate:
21.0020.99

Published 1 Nov 2024

Ended 22 Mar 2025

Changes from terms version 1

Annual Fee:
$65$75
Second Year Annual Fee:
$129$149

Published 30 Jun 2024

Ended 1 Nov 2024

First recorded terms

Bonus BOQ:
100,000
Annual Fee:
$65
Minimum Spend:
$4,500 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

  • Expiration changed from 30/04/24 to no expiration
    2 years ago
  • Expiration changed from 30/11/23 to 30/04/24, Bonus from 150K to 100K, Spend For Bonus from $3K to $4.5K, Bonus Period from 90 to 90, Annual Fee from $129 to $65
    3 years ago
  • Offer extended to 30 Nov 23
    3 years ago
  • Offer extended to 31 October 2022
    4 years ago
  • Bonus increased from 120,000 to 150,000 and time limit increased from 60 days to 90 days
    5 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig