Card

Westpac Altitude Rewards Platinum

Offer

Westpac Altitude Rewards Platinum (Waived annual fee for Westpac Customers)

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 20 Mar 2025

View current offer terms Offer terms history

$0 first year annual fee

90,000 points

$6,000 min limit

$30,000 annual income required

1.00 points per dollar

Spend $3,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

No Annual FeeOffer Ended

First Year Points

90,000 points

Westpac

Second Year Points

30,000 points

With $175 annual fee

Minimum Spend

$3,000

within 3 months

Offer Expires

March 25, 2025

2 years ago

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

Free

Ongoing Annual Fee

$175

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Travel InsuranceUpdated May 2026
Interest Free PeriodsUpdated May 2026
Digital Card IssuanceUpdated May 2026
Buy Now Pay LaterUpdated May 2026
Transit Accident InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Singapore Airlines

Craig's Analysis

+90,000sign-up bonus

+3,000from $3,000 spend

=93,000Westpac points

→$390in Woolworths gift cards

−$0first-year fees

=$390first-year value

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

Free

annual fee

Bonus Value

$390

93,000 points redeemed in Woolworths gift cards

Earn Rate

Average

●●○○

1.00x Westpac points per $1

Did this help you make a decision?

$390 of profit after meeting spend requirements

+ $390 Woolworths gift cards

- $0

annual fee

$200

x 1

$100

x 1

$50

x 1

$20

x 2

in Woolworths gift cards, $390 total, with 1,350 points remaining.

$100

x 3

in Cashback , $300 total, with 8,400 points remaining.

Can I get this bonus if I've had a card from Westpac before?

You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

No annual fee

OzBargain discussion for this card

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 5

Ended

Published 26 Jun 2025

Ended 23 Sep 2025

Changes from terms version 4

Program Fee:

Minimum Credit Limit:

6,0003,000

Terms version 4

Ended

Published 26 Mar 2025

Ended 26 Jun 2025

Changes from terms version 3

Annual Fee:

$0$49

Expiration Date:

25 Mar 2025

Terms version 3

Ended

Published 20 Mar 2025

Ended 26 Mar 2025

Changes from terms version 2

Program Fee:

Expiration Date:

30 Apr 202525 Mar 2025

Terms version 2

Ended

Published 23 Jan 2025

Ended 20 Mar 2025

Changes from terms version 1

Interest Rate:

20.0020.99

Terms version 1

Ended

Published 30 Jun 2024

Ended 23 Jan 2025

First recorded terms

Bonus Westpac:

90,000

Annual Fee:

Minimum Spend:

$3,000 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Expiration changed from 30/04/24 to 31/07/24
3 years ago
Expiration changed from 01/11/23 to 30/04/24, Bonus from 100k to 90k
3 years ago
Second year annual fee increased from $150 to $175
3 years ago
Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
3 years ago
Offer extended to 29th June 2023, bonus lowered from 110k to 100k
4 years ago
Offer extended from 30/06/22 to 31/12/22
4 years ago
Bonus reduced from 130k to 110k, offer extended rto 30/06/22
5 years ago

Other offers for this card

Westpac Altitude Rewards Platinum (existing customers)