Image of Westpac Altitude Qantas Black (Reduced first year annual fee for Westpac Customers) credit card

Card

Westpac Altitude Qantas Black

Offer

Westpac Altitude Qantas Black (Reduced first year annual fee for Westpac Customers)

For existing customers

Selected terms version

Ended. These terms are no longer available.

Published 25 Jan 2025

View current offer termsOffer terms history
$150 first year annual fee
$75 reward program fee
90,000 points
$15,000 min limit
$75,000 annual income required
0.75 points per dollar
Spend $6,000 in 120 days

This offer is currently unavailable.

Source wording history

Offer terms

Mid-TierOffer Ended

First Year Points

90,000 points

Qantas

Second Year Points

30,000 points

With $295 annual fee

Minimum Spend

$6,000

within 4 months

Offer Expires

April 30, 2025

a year ago

Ongoing Earn Rate

0.75x points per $1 spent

Fees

First Year Annual Fee

$150

Ongoing Annual Fee

$295

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Digital Card IssuanceUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • Lounge AccessUpdated May 2026
  • Transit Accident InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • Rental Vehicle InsuranceUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+90,000sign-up bonus
+4,500from $6,000 spend
=94,500Qantas points
×1.6¢per point
=$1,512point value
−$225first-year fees
=$1,287est. first-year value

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$225

annual fee + $75 program fee

Estimated Bonus Value

$1512

Based on 1.6¢ per Qantas point

Earn Rate

Good

●●●○

0.75x Qantas points per $1

Travel Benefits

Lounge Access

2 complimentary Qantas Club airport lounge passes each year.

Did this help you make a decision?

Can I get this bonus if I've had a card from Westpac before?

You generally need to wait 24 months after your last Westpac sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 2 Oct 2026

Changes from terms version 10

Points Per Dollar:
0.500.40
Program Fee:
$75$155
Interest Rate:
20.9923.98
Expiration Date:
28 Oct 2026

Published 19 May 2026

Ended 2 Oct 2026

Changes from terms version 9

Points Per Dollar:
0.800.50

Published 19 Mar 2026

Ended 19 May 2026

Changes from terms version 8

Bonus Period:
12090
Points Per Dollar:
0.500.80

Published 11 Jan 2026

Ended 19 Mar 2026

Changes from terms version 7

Points Per Dollar:
0.800.50

Published 6 Dec 2025

Ended 11 Jan 2026

Changes from terms version 6

Second Year Bonus:
30,00060,000
Annual Fee:
$150$200

Published 23 Sep 2025

Ended 6 Dec 2025

Changes from terms version 5

Points Per Dollar:
0.750.80
Lounge Pass:
2 complimentary Qantas Club airport lounge passes each year.Two Qantas Club Complimentary Invitations within each 12-month period

Published 26 Jun 2025

Ended 23 Sep 2025

Changes from terms version 4

Minimum Credit Limit:
15,0006,000

Published 26 May 2025

Ended 26 Jun 2025

Changes from terms version 3

Offer Accessibility:
everyoneexisting_customers

Published 19 Mar 2025

Ended 26 May 2025

Changes from terms version 2

Expiration Date:
30 Apr 2025

Published 25 Jan 2025

Ended 19 Mar 2025

Changes from terms version 1

Interest Rate:
20.0020.99
Lounge Pass:
2 complimentary Qantas Club airport lounge passes each year.

Published 30 Jun 2024

Ended 25 Jan 2025

First recorded terms

Bonus Qantas:
90,000
Annual Fee:
$150
Minimum Spend:
$6,000 in 120 days

Other offers for this card
Craig

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— Craig