Card

NAB Rewards Platinum Card

Offer

NAB Rewards Platinum Card

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 23 Jan 2025

View current offer terms Offer terms history

$45 first year annual fee

80,000 points

$6,000 min limit

1.00 points per dollar

Spend $1,000 in 60 days

This offer is currently unavailable.

Source wording history

Offer terms

Low FeeOffer Ended

First Year Points

80,000 points

NAB

Second Year Points

20,000 points

With $195 annual fee

Minimum Spend

$1,000

within 2 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$45

Ongoing Annual Fee

$195

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Points Transfer BenefitsUpdated May 2026
Interest Free PeriodsUpdated May 2026
Balance Transfer OffersUpdated May 2026
Concierge ServiceUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+80,000sign-up bonus

+1,000from $1,000 spend

=81,000NAB points

→$350in Woolworths or Coles gift cards

−$45first-year fees

=$305first-year value

Bonus Difficulty

Easy

●○○

$17 per day required

First Year Cost

$45

annual fee

Bonus Value

$350

81,000 points redeemed in Woolworths or Coles gift cards

Earn Rate

Average

●●○○

1.00x NAB points per $1

Did this help you make a decision?

$305 of profit after meeting spend requirements

+ $350 Woolworths gift cards

- $45

annual fee

$250

x 1

$100

x 1

in Woolworths gift cards, $350 total, with 9,570 points remaining.

$250

x 1

$100

x 1

in Coles gift cards, $350 total, with 9,570 points remaining.

Can I get this bonus if I've had a card from NAB before?

You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 6

Available

Published 2 Oct 2026

Changes from terms version 5

Points Per Dollar:

1.001.25

Interest Rate:

20.9922.49

Terms version 5

Ended

Published 28 Jul 2026

Ended 2 Oct 2026

Changes from terms version 4

Minimum Credit Limit:

6,0003,000

Terms version 4

Ended

Published 4 Jun 2025

Ended 28 Jul 2026

Changes from terms version 3

Spend For Bonus:

1,0003,000

Bonus Period:

6090

Terms version 3

Ended

Published 20 Mar 2025

Ended 4 Jun 2025

Changes from terms version 2

Annual Fee:

$45$195

Terms version 2

Ended

Published 23 Jan 2025

Ended 20 Mar 2025

Changes from terms version 1

Interest Rate:

20.0020.99

Terms version 1

Ended

Published 30 Jun 2024

Ended 23 Jan 2025

First recorded terms

Bonus NAB:

80,000

Annual Fee:

$45

Minimum Spend:

$1,000 in 60 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Coles/Woolworths gift cards changed from 9620 for $50, 19230 for $100, 48080 for $250, to 10210 for $50, 20410 for $100, 51020 for $250. $20 Coles gift card removed.
3 years ago
Expiration removed, Annual Fee from $95 to $45
3 years ago
Expiration changed from undefined to "", Bonus from 60000 to 80000
3 years ago
Annual fee reduced from $195 to 95, added second year bonus 20k points
5 years ago