Card

BOQ Platinum Visa Credit Card

Offer

BOQ Platinum Visa Credit Card (Home loan with BOQ)

For existing customers

Selected terms version

Ended. These terms are no longer available.

Published 22 Jan 2025

View current offer terms Offer terms history

$0 first year annual fee

100,000 points

$6,000 min limit

$35,000 annual income required

2.00 points per dollar

Spend $4,500 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

No Annual FeeOffer Ended

Signup Bonus

100,000 points

BOQ

Minimum Spend

$4,500

within 3 months

Ongoing Earn Rate

2.00x points per $1 spent

Fees

First Year Annual Fee

Free

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Travel InsuranceUpdated May 2026
Points Transfer BenefitsUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards

Craig's Analysis

+100,000sign-up bonus

+9,000from $4,500 spend

=109,000BOQ points

→$300in Woolworths or Coles gift cards

−$0first-year fees

=$300first-year value

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

Free

annual fee

Bonus Value

$300

109,000 points redeemed in Woolworths or Coles gift cards

Earn Rate

Excellent

●●●●

2.00x BOQ points per $1

Did this help you make a decision?

$300 of profit after meeting spend requirements

+ $300 Woolworths gift cards

- $0

annual fee

$200

x 1

$100

x 1

in Woolworths gift cards, $300 total, with 1,700 points remaining.

$200

x 1

$100

x 1

in Coles gift cards, $300 total, with 1,700 points remaining.

Can I get this bonus if I've had a card from BOQ before?

You generally need to wait 12 months after your last BOQ sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

No annual fee

No annual fee on your credit card while home loan is with BOQ.

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 3

Available

Published 2 Oct 2026

Changes from terms version 2

Points Per Dollar:

2.001.00

Interest Rate:

20.9921.99

Terms version 2

Ended

Published 22 Jan 2025

Ended 2 Oct 2026

Changes from terms version 1

Minimum Credit Limit:

6,000

Minimum Income:

35,000

Interest Rate:

21.0020.99

Terms version 1

Ended

Published 30 Jun 2024

Ended 22 Jan 2025

First recorded terms

Bonus BOQ:

100,000

Annual Fee:

Minimum Spend:

$4,500 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Expiration changed from 30/04/24 to no expiration
2 years ago
Expiration changed from 30/11/23 to 30/04/24, Bonus from 150K to 100K, Spend For Bonus from $3K to $45K
3 years ago
Offer extended to 30 Nov 23
3 years ago
Offer extend to 31 July 2023
3 years ago
Extra home loan bonus removed of 70k Q Reward points removed, annual fee $0 from first year only, to every year, offer extended to 31 October 2022
4 years ago
Home Loan bonus increased from 40k to 70k points, spend lowered for home loan bonus
4 years ago
Bonus increased from 120,000 to 150,000 and time limit increased from 60 days to 90 days
5 years ago

Other offers for this card

BOQ Platinum Visa Credit Card