Card

ANZ Rewards Black

Offer

ANZ Rewards Black

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 30 Jun 2024

View current offer terms Offer terms history

$375 first year annual fee

180,000 points

$15,000 min limit

2.00 points per dollar

Spend $3,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

180,000 points

ANZ

Minimum Spend

$3,000

within 3 months

Cash Bonus

$150Credit on card

Ongoing Earn Rate

2.00x points per $1 spent

Fees

First Year Annual Fee

$375

Ongoing Annual Fee

$375

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

Travel InsuranceUpdated May 2026
Digital Wallet IntegrationUpdated May 2026
Balance Transfer OffersUpdated May 2026
Concierge ServiceUpdated May 2026
Buy Now Pay LaterUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+180,000sign-up bonus

+6,000from $3,000 spend

=186,000ANZ points

→$830in Woolworths gift cards

+$150cashback

−$375first-year fees

=$605first-year value

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$375

annual fee

Bonus Value

$830

186,000 points redeemed in Woolworths gift cards

Earn Rate

Excellent

●●●●

2.00x ANZ points per $1

Did this help you make a decision?

$605 of profit after meeting spend requirements

+ $830 Woolworths gift cards

+ $150 credit on card extra bonus

- $375

annual fee

$500

x 1

$250

x 1

$80

x 1

in Woolworths gift cards, $830 total, with 1,650 points remaining.

$100

x 8

$20

x 1

in Coles gift cards, $820 total, with 1,200 points remaining.

Can I get this bonus if I've had a card from ANZ before?

You generally need to wait 24 months after your last ANZ sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 4

Ended

Published 23 Sep 2025

Ended 2 Oct 2026

Changes from terms version 3

Bonus:

110,000130,000

Terms version 3

Ended

Published 11 Mar 2025

Ended 23 Sep 2025

Changes from terms version 2

Bonus:

180,000110,000

Second Year Bonus:

050,000

Spend For Bonus:

3,0005,000

Bonus Cash:

$150$100

Terms version 2

Ended

Published 22 Jan 2025

Ended 11 Mar 2025

Changes from terms version 1

Bonus Cash Description:

Credit on cardCashback

Interest Rate:

20.0020.99

Terms version 1

Ended

Published 30 Jun 2024

Ended 22 Jan 2025

First recorded terms

Bonus ANZ:

180,000

Bonus Cash:

$150

Annual Fee:

$375

Minimum Spend:

$3,000 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Bonus increased from 150k to 180k
3 years ago
Bonus increased from 80k to 150k, $150 cashback added, spend increased to from $2k to $3k
4 years ago
2022-07-22
4 years ago
Bonus decreased from 180,000 to 80,000. Overall profit reduced from $820 to $370.
5 years ago