Gift card value
Ended — kept for reference
$500 in Woolworths gift cards · 100,000 Qantas points · spend $5,000 in 90 days
I'd like to use my bonus for:
$500 in Woolworths gift cards (103,500 of 105,000 Qantas points; 1,500 left over) − $349 card fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.
These terms ended and are kept for reference.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- Gift-card rates are the recorded redemption catalogue, rechecked at renewal.
Did this help you make a decision?
Can I get this?
This is a public offer.
Can I get this bonus if I have held a card before?
The bonus holding rule for this offer is unverified. Check the offer terms before applying.
See exclusion periods for every Australian issuer →What must I spend?
$5,000 within 90 days — about $1,667 per month. The terms on this page don't record when the clock starts or how long the bonus takes to arrive after you qualify — check the issuer terms for both.
Can I get the card?
$35,000 minimum annual income recorded.
Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.
How long is this available?
No recorded end date — this does not mean it never ends. Availability is rechecked against the issuer page.
Should I keep it after the first year?
Renewal costs $399 each year ($399 annual fee) — first year was $349.
No second-year bonus recorded — renewal buys ongoing earn and the card's benefits only.
Ongoing earn: 1.00x Qantas points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $399/yr to you.
Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.
Bonus only if you haven’t earned Qantas Points with a credit card in the last 12 months.
Terms and evidence
Full current terms
Offer terms
Signup Bonus
100,000 points
Qantas
Minimum Spend
$5,000
within 90 days (about 3 months)
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$349
Ongoing Annual Fee
$399
From year 2 onwards
Purchase Interest Rate
20.99% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history (6 changes)
- Lounge AccessUpdated May 2026
Now 2 visits/year · Qantas Club Domestic, Qantas operated International Business Lounges.
- Flight DiscountsUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Installment PlansUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Concierge ServiceUpdated May 2026
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 7
No recorded term changes from the previous version.
Changes from terms version 5
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- Expiration changed from 01/05/24 to no expiration, Bonus from 80K to 100K2 years ago
- Expiration changed from 29/11/23 to 01/05/243 years ago
- Annual Fee increased from $249 to $3493 years ago
Discussion
About these ended terms (published 23 Dec 2025) — not the current offer.
Community and personal tools
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