Card

NAB Rewards Signature Card

Offer

NAB Rewards Signature Card

Public offer

Last published terms

Ended. These terms are no longer available.

Published 30 Jun 2024

Offer terms history

$24 monthly fee

130,000 points

$15,000 min limit

1.50 points per dollar

Spend $3,000 in 60 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

First Year Points

130,000 points

NAB

Second Year Points

50,000 points

Minimum Spend

$3,000

within 2 months

Ongoing Earn Rate

1.50x points per $1 spent

Fees

Monthly Fee

$24 per month

Equivalent to $288 annually

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+130,000sign-up bonus

+4,500from $3,000 spend

=134,500NAB points

→$650in Woolworths or Coles gift cards

−$96first-year fees

=$554first-year value

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$96

4 months of fees - assuming you keep the card for the bonus period (2 months) + 2 statements (waiting for points to arrive in your account)

Bonus Value

$650

134,500 points redeemed in Woolworths or Coles gift cards

Earn Rate

Good

●●●○

1.50x NAB points per $1

Did this help you make a decision?

$554 of profit after meeting spend requirements

+ $650 Woolworths gift cards

- $96

4 months of fees - assuming you keep the card for the bonus period (2 months) + 2 statements (waiting for points to arrive in your account)

$250

x 2

$100

x 1

$50

x 1

in Woolworths gift cards, $650 total, with 1,840 points remaining.

$250

x 2

$100

x 1

$50

x 1

in Coles gift cards, $650 total, with 1,840 points remaining.

Can I get this bonus if I've had a card from NAB before?

You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 1

Ended

Published 30 Jun 2024

Ended 18 Dec 2024

First recorded terms

Bonus NAB:

130,000

Minimum Spend:

$3,000 in 60 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

Bonus changed from 120K to 130K, Second Year Bonus from 40K to 50K, Annual Fee from $145 to $288, Second Year Annual Fee from 295 to 288, Points Per Dollar from 1.25 to 1.5
2 years ago
Coles/Woolworths gift cards changed from 9620 for $50, 19230 for $100, 48080 for $250, to 10210 for $50, 20410 for $100, 51020 for $250. $20 Coles gift card removed.
3 years ago
Expiration removed, Annual Fee from $195 to $145
3 years ago
Expiration changed from undefined to , Bonus from 100000 to 120000
3 years ago
First year bonus increased from 90k to 100k and second year bonus increased from 30k to 40k
5 years ago