Gift card value

Ended — kept for reference

$475 in Woolworths gift cards · 100,000 Qantas points · spend $3,000 in 60 days

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How this value is calculated ↓

I'd like to use my bonus for:

Supermarket Gift Cards Qantas Reward Flights

$250

x 1

$100

x 2

$25

x 1

in Woolworths gift cards, $475 total, with 4,570 points remaining.

How the value is calculated

$475 in Woolworths gift cards (98,430 of 103,000 Qantas points; 4,570 left over) − $195 card fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.

These terms ended and are kept for reference.

+100,000sign-up bonus

+3,000from $3,000 spend

=103,000Qantas points

→$475in Woolworths gift cards

=4,570points left over

−$195first-year fees

=$280first-year value

What this calculation assumes

You make the required purchases and the bonus is paid.
You pay the balance in full — any interest changes the outcome.
The required spend is ordinary planned spending, not extra cost.
Gift-card rates are the recorded redemption catalogue, rechecked at renewal.

Did this help you make a decision?

Can I get this?

This is a public offer.

Can I get this bonus if I have held a card before?

The bonus holding rule for this offer is unverified. Check the offer terms before applying.

See exclusion periods for every Australian issuer →

What must I spend?

$3,000 within 60 days — about $1,500 per month. The terms on this page don't record when the clock starts or how long the bonus takes to arrive after you qualify — check the issuer terms for both.

Can I get the card?

$15,000 minimum credit limit — a lending commitment, not a reward fact.

No minimum income recorded — this does not mean there is none.

Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.

How long is this available?

Recorded end date: March 9, 2022.

Should I keep it after the first year?

Renewal costs $395 each year ($395 annual fee) — first year was $195.

Second year pays 25,000 Qantas points if you still hold the card into year two. The recorded terms don't detail the exact second spend hurdle — check the issuer terms before counting on it.

Ongoing earn: 1.00x Qantas points per $1.

Keeping pays off only if you meet the second-year conditions and use the points and benefits enough to cover $395/yr.

Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.

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Terms and evidence

Full current terms

Offer terms

Mid-TierOffer Ended

First Year Points

100,000 points

Qantas

Second Year Points

25,000 points

With $395 annual fee

Minimum Spend

$3,000

within 60 days (about 2 months)

Offer Expires

March 9, 2022

5 years ago

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$195

Ongoing Annual Fee

$395

From year 2 onwards

Purchase Interest Rate

20.00% p.a.

The value above assumes you pay in full and never pay this. Any interest changes the outcome.

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history (5 changes)