Image of CommBank Smart Awards Credit Card with Qantas Points (with $2,000 per month spend) credit card

Card

CommBank Smart Awards Credit Card

Offer

CommBank Smart Awards Credit Card with Qantas Points (with $2,000 per month spend)

Public offer

Last published terms

Ended. These terms are no longer available.

Unknown publication date

Offer terms history
$0 monthly fee
$60 reward program fee
30,000 points
$3,000 min limit
0.50 points per dollar
Spend $4,500 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

Signup Bonus

30,000 points

Qantas

Minimum Spend

$4,500

within 3 months

Ongoing Earn Rate

0.50x points per $1 spent

Fees

Program Fee

$60

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

  • Travel InsuranceUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Travel CreditsUpdated May 2026
  • Shopping BenefitsUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026
  • Lounge AccessUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • No International Transaction FeeUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+30,000sign-up bonus
+2,250from $4,500 spend
=32,250Qantas points
→$150in Woolworths gift cards
−$60first-year fees
=$90first-year value

Bonus Difficulty

Easy

●○○

$50 per day required

First Year Cost

$60

monthly fee + $60 program fee

Bonus Value

$150

32,250 points redeemed in Woolworths gift cards

Earn Rate

Average

●●○○

0.50x Qantas points per $1

Did this help you make a decision?

$90 of profit after meeting spend requirements
+ $150 Woolworths gift cards
- $0
monthly fee

$100
x 1
$50
x 1
in Woolworths gift cards, $150 total, with 1,130 points remaining.

Can I get this bonus if I've had a card from Commbank before?

You generally need to wait 24 months after your last Commbank sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Unknown publication date

Ended 2 Aug 2024

First recorded terms

Bonus Qantas:
30,000
Minimum Spend:
$4,500 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

  • Expiration changed from 29/02/24 to no expiration, Bonus from 40K to 30K, Spend For Bonus from $6K to $4.5K, Bonus Period from 120 to 90, Notes from Earn 10,000 Qantas Points each month when you spend $1,500 or more per month for the first four months. to 10,000 Qantas Points each month when you spend $1,500 or more per month for the first three months. $19 or $0 per month Pay no monthly fee if you spend at least $2,000 in your statement period.
    3 years ago
  • Spend changed from $4000 in 90 days to $1500 every month for 4 months ($6000 total)
    3 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig