Card
Offer
CommBank Smart Awards Credit Card with Qantas Points
Public offer
Last published terms
Ended. These terms are no longer available.
Unknown publication date
Offer terms historyThis offer is currently unavailable.
Source wording historyOffer terms
Signup Bonus
30,000 points
Qantas
Minimum Spend
$4,500
within 3 months
Ongoing Earn Rate
0.60x points per $1 spent
Fees
Monthly Fee
$19 per month
Equivalent to $228 annually
Program Fee
$60
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history
- Travel InsuranceUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Travel CreditsUpdated May 2026
- Shopping BenefitsUpdated May 2026
- Points Transfer BenefitsUpdated May 2026
- Lounge AccessUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- No International Transaction FeeUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$50 per day required
First Year Cost
$155
5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account) + $60 program fee
Earn Rate
Average
●●○○0.60x Qantas points per $1
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Can I get this bonus if I've had a card from Commbank before?
You generally need to wait 24 months after your last Commbank sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →10,000 Qantas Points each month when you spend $1,500 or more per month for the first three months.
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Expiration changed from 29/02/24 to no expiration, Bonus from 40K to 30K, Spend For Bonus from $6K to $4.5K, Bonus Period from 120 to 90, Notes from Earn 10,000 Qantas Points each month when you spend $1,500 or more per month for the first four months. to 10,000 Qantas Points each month when you spend $1,500 or more per month for the first three months.3 years ago
- Spend changed from $4000 in 90 days to $1500 every month for 4 months ($6000 total)3 years ago