Card
Offer
CommBank Ultimate Awards Credit Card
Public offer
Last published terms
Ended. These terms are no longer available.
Published 21 Jul 2025
Offer terms historyThis offer is currently unavailable.
Source wording historyOffer terms
Signup Bonus
100,000 points
Commbank
Minimum Spend
$12,000
within 5 months
Ongoing Earn Rate
1.00x points per $1 spent
Fees
Monthly Fee
$35 per month
Equivalent to $420 annually
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history
- No Annual FeeUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Lounge AccessUpdated May 2026
- Travel InsuranceUpdated May 2026
- No International Transaction FeeUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$80 per day required
First Year Cost
$245
7 months of fees - assuming you keep the card for the bonus period (5 months) + 2 statements (waiting for points to arrive in your account)
Bonus Value
$525
112,000 points redeemed in Coles gift cards
Earn Rate
Average
●●○○1.00x Commbank points per $1
Travel Benefits
Lounge Access
Two complimentary airport lounge passes each calendar year with Mastercard Travel Pass (DragonPass)
Did this help you make a decision?
Can I get this bonus if I've had a card from Commbank before?
You generally need to wait 24 months after your last Commbank sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 2
Changes from terms version 1
Unknown publication date
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Card offer has ended3 years ago