Gift card value
Ended — kept for reference
$350 in Woolworths gift cards · 70,000 Qantas points · spend $12,000 in 120 days
I'd like to use my bonus for:
$350 in Woolworths gift cards (72,480 of 74,800 Qantas points; 2,320 left over) − $0 card fee − $90 program fee. Assumes you earn the bonus and pay in full; extra spend or interest changes the outcome.
These terms ended and are kept for reference.
What this calculation assumes
- You make the required purchases and the bonus is paid.
- You pay the balance in full — any interest changes the outcome.
- The required spend is ordinary planned spending, not extra cost.
- Gift-card rates are the recorded redemption catalogue, rechecked at renewal.
Did this help you make a decision?
Can I get this?
This is a public offer.
Can I get this bonus if I have held a card before?
The bonus holding rule for this offer is unverified. Check the offer terms before applying.
See exclusion periods for every Australian issuer →What must I spend?
$12,000 within 120 days — about $3,000 per month. The terms on this page don't record when the clock starts or how long the bonus takes to arrive after you qualify — check the issuer terms for both.
Can I get the card?
$6,000 minimum credit limit — a lending commitment, not a reward fact.
No minimum income recorded — this does not mean there is none.
Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.
How long is this available?
No recorded end date — this does not mean it never ends. Availability is rechecked against the issuer page.
Should I keep it after the first year?
Renewal costs $90 each year ($90 program fee) — first year was $90.
No second-year bonus recorded — renewal buys ongoing earn and the card's benefits only.
Ongoing earn: 0.40x Qantas points per $1.
Keeping pays off only if the ongoing earn and benefits are worth $90/yr to you.
Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.
$0 monthly card fee if you spend at least $4,000 in your statement period
Terms and evidence
Full current terms
Offer terms
Signup Bonus
70,000 points
Qantas
Minimum Spend
$12,000
within 120 days (about 4 months)
Ongoing Earn Rate
0.40x points per $1 spent
Fees
Program Fee
$90
Additional fee for reward program participation
Purchase Interest Rate
20.99% p.a.
The value above assumes you pay in full and never pay this. Any interest changes the outcome.
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history (5 changes)
- No Annual FeeUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Lounge AccessUpdated May 2026
Now 2 visits/year · Mastercard Travel Pass (DragonPass).
- Travel InsuranceUpdated May 2026
- No International Transaction FeeUpdated May 2026
Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
Unknown publication date
First recorded terms
Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.
Archived notes
Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.
- Card offer has ended3 years ago
- Minimum monthly spend increased from $2500 to $40003 years ago
Discussion
About these ended terms (published 29 Jun 2025) — not the current offer.
Community and personal tools
Track this card, or suggest a correction. Sign-in required.