Card

MyCard Prestige

Offer

MyCard Prestige Velocity

Public offer

Last published terms

Ended. These terms are no longer available.

Published 19 Dec 2025

Offer terms history

$700 first year annual fee

150,000 points

$20,000 min limit

0.50 points per dollar

Spend $12,000 in 90 days

This offer is currently unavailable.

Source wording history

Offer terms

PremiumOffer Ended

First Year Points

150,000 points

Velocity

Second Year Points

50,000 points

With $700 annual fee

Minimum Spend

$12,000

within 3 months

Ongoing Earn Rate

0.50x points per $1 spent

Fees

First Year Annual Fee

$700

Ongoing Annual Fee

$700

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history

CashbackRemoved May 2026
Installment PlansUpdated May 2026
Lounge AccessUpdated May 2026
Interest Free PeriodsUpdated May 2026
Balance Transfer OffersUpdated May 2026
Points Transfer BenefitsUpdated May 2026
No Additional Cardholder FeeUpdated May 2026
Concierge ServiceUpdated May 2026
Mobile Phone InsuranceUpdated May 2026
Rental Vehicle InsuranceUpdated May 2026
Extended Warranty InsuranceUpdated May 2026
Purchase Protection InsuranceUpdated May 2026
Travel InsuranceUpdated May 2026
Hotel BenefitsUpdated May 2026

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

+150,000sign-up bonus

+6,000from $12,000 spend

=156,000Velocity points

→$700in Coles gift cards

−$700first-year fees

=$0first-year value

Bonus Difficulty

Hard

●●●

$133 per day required

First Year Cost

$700

annual fee

Bonus Value

$700

156,000 points redeemed in Coles gift cards

Earn Rate

Average

●●○○

0.50x Velocity points per $1

Travel Benefits

Lounge Access

One complimentary digital Priority Pass membership with 15 complimentary lounge visit entitlements per 12-month period

Did this help you make a decision?

$0 of profit after meeting spend requirements

+ $700 Coles gift cards

- $700

annual fee

$100

x 7

in Coles gift cards, $700 total, with 5,759 points remaining.

Can I get this bonus if I've had a card from MyCard before?

No fixed waiting period. MyCard's terms say the bonus is "only available when you apply for a new" card and "not available when closing or transferring from another MyCard branded credit card account." Whether closing one MyCard and immediately applying for another qualifies isn't spelled out — confirm with MyCard.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Terms version 2

Ended

Published 19 Dec 2025

Ended 25 Jun 2026

Changes from terms version 1

Bonus:

200,000150,000

Points Per Dollar:

1.000.50

Second Year Annual Fee:

$700

Minimum Credit Limit:

20,000

Interest Rate:

22.49

Lounge Pass:

One complimentary digital Priority Pass membership with 15 complimentary lounge visit entitlements per 12-month period

Terms version 1

Ended

Unknown publication date

Ended 19 Dec 2025

First recorded terms

Bonus Velocity:

200,000

Annual Fee:

$700

Minimum Spend:

$12,000 in 90 days