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Flight value

Ended — kept for reference

70,416 Krisflyer points, estimated value · 200,000 American Express points · spend $5,000 in 90 days

I'd like to use my bonus for:

70,416 Krisflyer miles
0.75 miles per dollar
Points transfer 3 American Express points 1 Krisflyer miles
How the value is calculated

70,416 Krisflyer points at 1.5¢ − $1,450 first-year fees. Flight value is an estimate, not cash. Assumes you earn the bonus and pay in full.

These terms ended and are kept for reference.

+200,000sign-up bonus
+11,250from $5,000 spend
=211,250American Express points
→70,416Krisflyer points (3.0:1 transfer)
×1.5¢per point
=$1,056point value
+$850cashback
−$1,450first-year fees
=$456est. first-year value

Sydney → Singapore · Business (72,000 pts/way)

97% of one way trip

Points via Singapore Airlines

What this calculation assumes
  • You make the required purchases and the bonus is paid.
  • You pay the balance in full — any interest changes the outcome.
  • The required spend is ordinary planned spending, not extra cost.
  • Gift-card rates are the recorded redemption catalogue, rechecked at renewal.

Did this help you make a decision?

Can I get this?

This is a public offer.

Can I get this bonus if I have held a card before?

The bonus holding rule for this offer is unverified. Check the offer terms before applying.

See exclusion periods for every Australian issuer →

What must I spend?

$5,000 within 90 days — about $1,667 per month. The terms on this page don't record when the clock starts or how long the bonus takes to arrive after you qualify — check the issuer terms for both.

Can I get the card?

No minimum income recorded — this does not mean there is none.

Lending approval is separate from bonus eligibility: approval gets you the card, the conditions above get you the bonus.

How long is this available?

Recorded end date: August 25, 2026.

Should I keep it after the first year?

Renewal costs $1,450 each year ($1,450 annual fee) — first year was $1,450.

No second-year bonus recorded — renewal buys ongoing earn and the card's benefits only.

Ongoing earn: 2.25x American Express points per $1.

Keeping pays off only if the ongoing earn and benefits are worth $1,450/yr to you.

Year-two points aren't dollar-valued here: the redemption catalogue may change before renewal, so recheck the rate then.

OzBargain discussion for this card

Terms and evidence

Full current terms

Offer terms

PremiumOffer Ended

Signup Bonus

200,000 points

American Express

Minimum Spend

$5,000

within 90 days (about 3 months)

Cash Bonus

$450Travel Credit

Additional Cash Bonus

$400Dining Credit

Offer Expires

August 25, 2026

2 months ago

Ongoing Earn Rate

2.25x points per $1 spent

Fees

First Year Annual Fee

$1,450

Ongoing Annual Fee

$1,450

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefit history (14 changes)
  • Dining BenefitsUpdated May 2026
  • Travel CreditsUpdated May 2026
  • Lounge AccessUpdated May 2026

    Now The Centurion Lounge, Escape Lounges, Priority Pass, Plaza Premium, Delta Sky Club, Virgin Australia Domestic Lounges.

  • Rewards Program Elite StatusUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Subscription BenefitsUpdated May 2026
  • Hotel BenefitsUpdated May 2026
  • Shopping BenefitsUpdated May 2026
  • Entertainment BenefitsUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 28 Feb 2026

Ended 16 Mar 2026

Changes from terms version 30

Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipDining Credit

Published 7 Feb 2026

Ended 28 Feb 2026

Changes from terms version 29

Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditsALL Accor+ Explorer Membership

Published 7 Feb 2026

Ended 7 Feb 2026

Changes from terms version 28

Bonus Cash Description Two:
Global Dining CreditDining Credits

Published 7 Feb 2026

Ended 7 Feb 2026

Changes from terms version 27

Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipGlobal Dining Credit

Published 2 Feb 2026

Ended 7 Feb 2026

Changes from terms version 26

Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditsALL Accor+ Explorer Membership

Published 2 Feb 2026

Ended 7 Feb 2026

Changes from terms version 25

Bonus Cash Description Two:
Global Dining CreditDining Credits

Published 2 Feb 2026

Ended 7 Feb 2026

Changes from terms version 24

Bonus:
150,000200,000
Expiration Date:
13 Jan 202625 Aug 2026

Published 26 Dec 2025

Ended 7 Feb 2026

Changes from terms version 23

Bonus Cash Description Two:
Dining CreditsGlobal Dining Credit
Expiration Date:
12 Jan 202613 Jan 2026

Published 26 Dec 2025

Ended 7 Feb 2026

Changes from terms version 22

Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipDining Credits
Expiration Date:
13 Jan 202612 Jan 2026

Published 24 Dec 2025

Ended 26 Dec 2025

No recorded term changes from the previous version.

Published 24 Dec 2025

Ended 26 Dec 2025

Changes from terms version 20

Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Global Dining CreditALL Accor+ Explorer Membership

Published 23 Dec 2025

Ended 24 Dec 2025

No recorded term changes from the previous version.

Published 23 Dec 2025

Ended 24 Dec 2025

Changes from terms version 18

Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipGlobal Dining Credit

Published 22 Dec 2025

Ended 23 Dec 2025

Changes from terms version 17

Expiration Date:
12 Jan 202613 Jan 2026

Published 22 Dec 2025

Ended 7 Feb 2026

Changes from terms version 16

Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Global Dining CreditALL Accor+ Explorer Membership
Expiration Date:
13 Jan 202612 Jan 2026

Published 21 Dec 2025

Ended 22 Dec 2025

Changes from terms version 15

Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipGlobal Dining Credit

Published 19 Dec 2025

Ended 23 Dec 2025

Changes from terms version 14

Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditALL Accor+ Explorer Membership

Published 16 Dec 2025

Ended 22 Dec 2025

Changes from terms version 13

Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipDining Credit

Published 14 Dec 2025

Ended 21 Dec 2025

Changes from terms version 12

Bonus:
200,000150,000
Expiration Date:
2 Dec 202513 Jan 2026

Published 14 Dec 2025

Ended 19 Dec 2025

Changes from terms version 11

Bonus:
150,000200,000
Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditALL Accor+ Explorer Membership
Expiration Date:
13 Jan 20262 Dec 2025

Published 7 Dec 2025

Ended 14 Dec 2025

Changes from terms version 10

Bonus:
200,000150,000
Expiration Date:
2 Dec 202513 Jan 2026

Published 6 Dec 2025

Ended 14 Dec 2025

Changes from terms version 9

Bonus Cash Description Two:
Global Dining CreditDining Credit

Published 30 Nov 2025

Ended 16 Dec 2025

Changes from terms version 8

Bonus Cash Description Two:
Dining CreditGlobal Dining Credit
Lounge Pass:
Access to 1,400+ Airport Lounges in more than 140 countries, including the Centurion Lounge, Escape Lounges - The Centurion Studio Partner, Priority Pass Lounges, Plaza Premium Lounges and moreAccess to 1,400+ airport lounges in more than 140 countries, including The Centurion Lounge, Escape Lounges (Centurion Studio Partner), Priority Pass lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta) and Virgin Australia Domestic Lounges

Published 1 Nov 2025

Ended 30 Nov 2025

Changes from terms version 7

Bonus Cash Two:
$84$400
Bonus Cash Description Two:
Amazon Prime subscription CreditDining Credit

Published 2 Oct 2025

Ended 1 Nov 2025

Changes from terms version 6

Bonus:
150,000200,000
Expiration Date:
9 Sep 20252 Dec 2025
Lounge Pass:
Access to 1,400+ Airport Lounges in more than 140 countries, including the Centurion Lounge, Escape Lounges - The Centurion Studio Partner, Priority Pass Lounges and moreAccess to 1,400+ Airport Lounges in more than 140 countries, including the Centurion Lounge, Escape Lounges - The Centurion Studio Partner, Priority Pass Lounges, Plaza Premium Lounges and more

Published 23 Aug 2025

Ended 2 Oct 2025

Changes from terms version 5

Bonus:
200,000150,000
Expiration Date:
8 Jul 20259 Sep 2025
Lounge Pass:
Access to 1400+ Airport Lounges in more than 140 countriesAccess to 1,400+ Airport Lounges in more than 140 countries, including the Centurion Lounge, Escape Lounges - The Centurion Studio Partner, Priority Pass Lounges and more

Published 21 May 2025

Ended 23 Aug 2025

Changes from terms version 4

Bonus:
150,000200,000
Expiration Date:
6 May 20258 Jul 2025
Lounge Pass:
Access to 1400+ Airport Lounges in more than 140 countries

Published 15 Jan 2025

Ended 21 May 2025

Changes from terms version 3

Expiration Date:
14 Jan 20256 May 2025

Published 1 Jan 2025

Ended 15 Jan 2025

Changes from terms version 2

Bonus:
275,000150,000
Expiration Date:
14 Jan 2025

Published 15 Dec 2024

Ended 1 Jan 2025

Changes from terms version 1

Bonus:
200,000275,000
Expiration Date:
1 Oct 2024

Published 30 Jun 2024

Ended 15 Dec 2024

First recorded terms

Bonus American Express:
200,000
Bonus Cash:
$450
Annual Fee:
$1450
Minimum Spend:
$5,000 in 90 days
Source wording history

Captures behind the selected terms record — evidence for these terms, not a complete history of the named offer.


Archived notes

Earlier notes about this offer, kept as an archive — not current terms. Note dates are separate from terms publication dates.

  • Expiration changed from 25/06/24 to 01/10/24, Bonus from 150K to 200K
    2 years ago
  • Expiration changed from 09/04/24 to 25/06/24, Bonus from 200K to 150K, Second Year Bonus from NaN to 0
    2 years ago
  • Expiration changed from no expiration to 09/04/24, Bonus from 150K to 200K (thanks someone via chat!)
    3 years ago
  • Bonus lowered from 200k to 150k
    4 years ago
  • Bonus increased from 150k to 200k
    4 years ago
  • $500 cashback removed, bonus reduced from 250k points to 150k points first year, 50k points second year.
    5 years ago
  • Bonus increased from 150,000 first year, 50,000 second year to 250,000 first year and added $500 credit
    5 years ago
  • Bonus reduced from 300,000 to 150,000 first year, 50,000 second year
    5 years ago

Discussion

About these ended terms (published 28 Feb 2026) — not the current offer.


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