Card
Offer
American Express Explorer Credit Card
Public offer
Last published terms
Ended. These terms are no longer available.
Published 30 Nov 2025
Offer terms historyThis offer is currently unavailable.
Source wording historyOffer terms
Signup Bonus
100,000 points
American Express
Minimum Spend
$4,000
within 3 months
Cash Bonus
Additional Cash Bonus
Offer Expires
December 2, 2025
10 months ago
Ongoing Earn Rate
2.00x points per $1 spent
Fees
First Year Annual Fee
$395
Ongoing Annual Fee
$395
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefit history
- Travel InsuranceUpdated May 2026
- Installment PlansUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Hotel BenefitsUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Lounge AccessUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$44 per day required
First Year Cost
$395
annual fee
Bonus Value
$535
108,000 points redeemed in Coles gift cards
Earn Rate
Excellent
●●●●2.00x American Express points per $1
Travel Benefits
Lounge Access
Two complimentary entries per calendar year to The Centurion Lounge at Sydney International Airport or Melbourne International Airport
Did this help you make a decision?
Can I get this bonus if I've had a card from American Express before?
You generally need to wait 18 months after your last American Express sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Changes from terms version 8
Changes from terms version 7
Changes from terms version 6
No recorded term changes from the previous version.
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Expiration changed from 31/12/23 to ''3 years ago
- Bonus changed from 70K to 50K3 years ago
- Bonus changed from 50K to 70K3 years ago
- Bonus changed from 70K to 50K3 years ago
- Expiration changed from undefined to 31/12/233 years ago
- Bonus lowered from 85k to 70k4 years ago
- Bonus increased from 70k to 85k4 years ago
- Bonus increased from 50k to 70k, spend increased from $3k to $4k4 years ago
- Bonus lowered from 70k to 50k4 years ago
- Bonus reduced from 100k to 70k, spend reduced from $4k to $3k4 years ago
- Bonus reduced from 150,000 to 100,000 and spend requirement increased from $3000 to $40005 years ago
- Bonus increased from 100,000 to 150,00 and spend requirement dropped from $4000 to $30005 years ago
- Bonus reduced from 240,000 to 100,000 and spend requirements increased from $3000 to $40005 years ago