Citi Rewards credit card

$49 faf.
100,000 points
$6,000 min limit
$35,000 annual income required
1 points per dollar
Spend $3,000 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider. Other cards are available.

  • Low annual fee
  • Low spend requirements to earn bonus
  • Mid-range spend to earn gift card

Offer Expires in a month
75,000 points second year bonus, $149 ongoing annual fee
$35,000 minimum annual income.
Discounted first year annual fee. $49 first year, $149 thereafter.

$441 of profit after meeting spend requirements
+ $490 Woolworths gift cards
- $49 annual fee

x 2
x 1
x 2
in Woolworths gift cards, $490 total, with 700 points remaining.
x 2
x 1
in Coles gift cards, $450 total, with 9,100 points remaining.

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You can also check out my other bargain site shppngtrlly that has all the groceries half priced on Amazon.