Image of Citi Rewards credit card credit card

Citi Rewards credit card

$49 first year annual fee
100,000 points
$6,000 min limit
$35,000 annual income required
1.00 points per dollar
Spend $3,000 in 90 days

Offer Details

Low FeeOffer Ended

First Year Points

100,000 points

CitiRewards

Second Year Points

75,000 points

With $149 annual fee

Minimum Spend

$3,000

within 3 months

Offer Expires

August 31, 2022

4 years ago

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$49

Ongoing Annual Fee

$149

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

CraigCraig's Analysis

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$49

annual fee

Earn Rate

Average

●●○○

1.00x CitiRewards points per $1

Did this help you make a decision?

$441 of profit after meeting spend requirements
+ $490 Woolworths gift cards
- $49
annual fee

$200
x 2
$50
x 1
$20
x 2
in Woolworths gift cards, $490 total, with 700 points remaining.
$200
x 2
$50
x 1
in Coles gift cards, $450 total, with 9,100 points remaining.

History
  • Offer extended from 29/06/22 to 31/08/2022
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig