June 2026

On 15 December 2025, American Express devalued its Australian Membership Rewards (MR) program. The points community called it "brutal," and a lot of Amex Platinum holders read the headlines and assumed their card just got worse. Here's the part the headlines mostly got wrong: if ...

If you churn credit cards and you're heading toward a home loan, the two collide in ways that aren't obvious. The forums are full of opinion ("don't apply for anything for a year") and the comparison sites bury it under generic "applications hurt your score" disclaimers. The actu...

Transferring Velocity points to Singapore Airlines KrisFlyer is one of those moves every experienced Australian points collector knows about and almost nobody has written up plainly. The rate is awkward (1.55 of your points for 1 of theirs), the genuinely valuable bit — the bonus...

Minimum spends have ballooned. The old $2,000–$3,000-in-90-days targets are gone; across the live offers in our database right now, the common range is $4,000–$9,000 in 90 days , and a few cards push to $12,000 (Westpac Altitude Rewards Black over 12 months, MyCard Premier at the...

Almost every Australian credit card advertises "up to 44" or "up to 55 interest-free days." Most people read that as "I get nearly two months to pay." You don't. The number is a maximum, only one purchase a month ever gets it, and if you pay a dollar short you lose the whole thin...

The big story this week is a redemption one: Qantas Points now unlock Philippine Airlines award seats, opening a cheap new door into Manila and the wider Asian network. On the cards side, Bankwest refreshed the sign-up bonuses across its More Mastercard range and Westpac launched...