RWRDS

NAB Rewards Platinum Card with Velocity

Snapshot 919 · Offer 145 · Offer status now: ended

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[Skip to login](#login) [Skip to main content](#main-content) [Skip to chat](#chat-widget) 

Search Search nab.com.au 

Search nab.com.au

[ ](#) 

* [ Personal ](#)  
   * [ Personal home](/personal)  
   * [ Bank accounts](/personal/bank-accounts)  
   * [ Credit cards](/personal/credit-cards)  
   * [ Home loans](/personal/home-loans)  
   * [ Personal loans](/personal/personal-loans)  
   * [ Premier banking](/personal/premier)  
   * [ Online banking](/personal/online-banking)  
   * [ Private Wealth](/personal/private-wealth)  
   * [ Super and investments](/personal/super-and-investments)  
   * [ Insurance](/personal/insurance)  
   * [ International banking](/personal/international-banking)
* [ Business ](#)  
   * [ Business home](/business)  
   * [ Business bank accounts](/business/business-bank-accounts)  
   * [ Loans and finance](/business/loans-and-finance)  
   * [ Business credit cards](/business/business-credit-cards)  
   * [ EFTPOS, payments and merchants](/business/payments-and-merchants)  
   * [ Online banking](/business/online-banking)  
   * [ International and foreign exchange](/business/international-and-foreign-exchange)  
   * [ Industry specific banking](/business/industry)  
   * [ Small business](/business/small-business)  
   * [ NAB Bookkeeper](/business/nab-bookkeeper)
* [ Corporate ](#)  
   * [ Corporate home](/corporate)  
   * [ Global relationships](/corporate/global-relationships)  
   * [ Industry expertise](/corporate/industry-expertise)  
   * [ Specialist solutions](/corporate/specialist-solutions)  
   * [ Sustainability and ESG](/corporate/sustainability-esg)  
   * [ Research and insights](/corporate/research-insights)
* [ About us ](#)  
   * [ About us home](/about-us)  
   * [ Security](/about-us/security)  
   * [ Careers at NAB](/about-us/careers)  
   * [ Sustainability](/about-us/sustainability)  
   * [ Corporate Governance](/about-us/corporate-governance)  
   * [ Shareholder Centre](/about-us/shareholder-centre)  
   * [ Capital and funding](/about-us/capital-and-funding)  
   * [ Media](/about-us/media)  
   * [ More than money](/about-us/more-than-money)  
   * [ Accessibility](/about-us/accessibility-inclusion)
* [ Help and support ](#)  
   * [ Help and support home](/help-support)  
   * [ Help with personal banking](/help-support/personal-banking)  
   * [ Help with business banking](/help-support/business-banking)  
   * [ Ways to bank with us](/help-support/better-ways-to-bank)  
   * [ Financial wellbeing](/help-support/financial-wellbeing)  
   * [ Financial assistance](/help-support/financial-hardship)
* [ ](/contact-us)
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## Latest offers

− Removed

[ Personal ](https://www.nab.com.au/personal/credit-cards/offers)

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[ Personal ](/personal/credit-cards/offers)
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− Removed

[ Business ](https://www.nab.com.au/business/offers)

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[ Business ](/business/offers)
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close notification 

## Update your browser.

This website doesn't support your browser and may impact your experience.

− Removed

[ Get a supported browser ](https://www.nab.com.au/about-us/using-this-site/technical-requirements)

+ Added

[ Get a supported browser ](/about-us/using-this-site/technical-requirements)
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Notification: 

## NAB Mobile Banking app

[ Get it from the app store ](#)

− Removed

#  NAB Rewards Platinum Card with Velocity application checklist

+ Added

[ Main menu ](#)
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− Removed

Before you start your application, check you meet our eligibility criteria and have the right documents ready.

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[  ](/content/nabrwd/en)
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− Removed

If you’re an existing customer, save time and use your NAB ID to prefill your personal and NAB financial information.

+ Added

* [Personal](#)  
   * [ Personal home ](/personal)  
   * [ Bank accounts ](/personal/bank-accounts)  
         * [ Bank accounts ](/personal/bank-accounts)  
         * [ Transaction accounts ](/personal/bank-accounts/transaction-accounts)  
         * [ Savings accounts ](/personal/bank-accounts/savings-accounts)  
         * [ Visa Debit cards ](/personal/bank-accounts/debit-cards)  
         * [ Term Deposit ](/personal/bank-accounts/nab-term-deposit)  
         * [ Joint bank accounts ](/personal/bank-accounts/joint-accounts)  
     
   ##  Apply for NAB Now Pay Later in under 90 seconds  
   Apply in the NAB app to start shopping right away. With no interest or fees, hassle-free spending awaits.  
   [ Find out more ](/personal/buy-now-pay-later)  
   * [ Credit cards ](/personal/credit-cards)  
         * [ Credit cards ](/personal/credit-cards)  
         * [ NAB StraightUp Card ](/personal/credit-cards/nab-straightup-card)  
         * [ NAB Low Rate Credit Card ](/personal/credit-cards/nab-low-rate-card)  
         * [ NAB Low Fee Credit Card ](/personal/credit-cards/low-fee-cards)  
         * [ NAB Qantas Rewards credit cards ](/personal/credit-cards/qantas-rewards)  
         * [ NAB Rewards credit cards ](/personal/credit-cards/nab-rewards-cards)  
   * [ Home loans ](/personal/home-loans)  
         * [ Home loans ](/personal/home-loans)  
         * [ Basic variable rate ](/personal/home-loans/nab-base-variable-rate-home-loan)  
         * [ Tailored variable rate with offset ](/personal/home-loans/nab-variable-rate-offset-home-loan)  
         * [ Tailored fixed rate ](/personal/home-loans/nab-fixed-rate-home-loan)  
   ###  Tools and calculators  
         * [ What will my repayments be? ](/personal/home-loans/calculators/loan-repayments-calculator)  
         * [ How much can I borrow? ](/personal/home-loans/calculators/borrowing-calculator)  
         * [ How to calculate stamp duty ](/personal/home-loans/calculators/stamp-duty-calculator)  
         * [ How much equity do I have? ](/personal/home-loans/calculators/equity-loan-calculator)  
         * [ Help me choose a home loan ](/personal/home-loans/calculators/help-me-choose)  
   ###  You may be interested in  
         * [ Buying your first home ](/personal/home-loans/first-home-buyers)  
         * [ Home and property guides ](/personal/life-moments/home-property)  
         * [ Booking an appointment ](/common/forms/home-loan-appointment)  
   * [ Personal loans ](/personal/personal-loans)  
         * [ Personal loans ](/personal/personal-loans)  
         * [ Car loans ](/personal/personal-loans/car-loans)  
     
   ###  
   Offer  
    $0 application fee (save $250)  
   We’ll waive the $250 application fee when you apply for an unsecured NAB Personal Loan.  
         
   Offer valid from 6 March to 31 May 2025\. Other fees and charges apply.  
   [ Find out more ](/personal/personal-loans)  
   * [ Premier banking ](/personal/premier)  
   * [ Online banking ](/personal/online-banking)  
         * [ Online banking ](/personal/online-banking)  
         * [ NAB Internet Banking ](/personal/online-banking/nab-internet-banking)  
         * [ Digital payments ](/personal/online-banking/digital-payments)  
         * [ The NAB app ](/personal/online-banking/mobile-banking-app)  
         * [ Fast Payments guide ](/personal/online-banking/fast-payments)  
     
   ##  Have we contacted you about confirming your details?  
   Find out why we have and what we need you to do.  
   [ Learn more ](/about-us/security/online-safety-tips/confirming-your-details)  
   * [ Private Wealth ](/personal/private-wealth)  
         * [ Private Wealth ](/personal/private-wealth)  
         * [ Banking solutions ](/personal/private-wealth/tailored-solutions)  
         * [ Investment solutions ](/personal/private-wealth/investment-solutions)  
         * [ Advice solutions ](/personal/private-wealth/advice-solutions)  
         * [ Our clients ](/personal/private-wealth/our-clients)  
         * [ Private banking ](/personal/private-wealth/what-is-private-banking)  
   ###  View our research and insights hub  
         * [ View wealth news and trends , opens in new window ](https://business.nab.com.au/tag/private-view/?browser=external)  
         * [ View investment insights , opens in new window ](https://business.nab.com.au/tag/investments/?browser=external)  
   * [ Super and investments ](/personal/super-and-investments)  
         * [ Super and investments ](/personal/super-and-investments)  
         * [ Financial advice ](/personal/super-and-investments/financial-advice)  
         * [ Investment lending ](/personal/super-and-investments/investment-lending)  
         * [ Self Managed Super Funds (SMSF) ](/personal/super-and-investments/self-managed-super-fund)  
         * [ Cash management ](/personal/super-and-investments/cash-management)  
         * [ Online investing - nabtrade ](/personal/super-and-investments/online-investing)  
   * [ Insurance ](/personal/insurance)  
         * [ Insurance ](/personal/insurance)  
         * [ Home and Contents Insurance ](/personal/insurance/home-contents)  
         * [ Landlord Insurance ](/personal/insurance/landlord)  
         * [ Car Insurance ](/personal/insurance/car)  
         * [ Caravan and trailer insurance ](/personal/insurance/caravan-trailer)  
         * [ Complimentary card insurances ](/personal/insurance/complimentary-card-insurances)  
   * [ International banking ](/personal/international-banking)  
         * [ International banking ](/personal/international-banking)  
         * [ Foreign exchange calculator and rates ](/personal/international-banking/foreign-exchange-rates)  
         * [ Transfer money overseas ](/personal/international-banking/transfer-money-overseas)  
         * [ Opening an Australian bank account for new arrivals ](/personal/international-banking/moving-to-australia-new)  
         * [ International transaction fees on your card explained ](/personal/international-banking/international-transaction-fee)  
     
   ###  $0 international transfer fee  
   Transfer your money securely overseas using NAB Internet Banking or the NAB app. $0 transfer fee when sending in a foreign currency.  
   [ Learn more about international transfers ](/personal/international-banking/transfer-money-overseas)
* [Business](#)  
   * [ Business home ](/business)  
   * [ Business bank accounts ](/business/business-bank-accounts)  
         * [ Business bank accounts ](/business/business-bank-accounts)  
         * [ Business transaction accounts ](/business/business-bank-accounts/transaction-accounts)  
         * [ Business savings and term deposit accounts ](/business/business-bank-accounts/savings-and-deposit-accounts)  
         * [ Specialised accounts ](/business/business-bank-accounts/specialised-accounts)  
     
   ###  
   New  
    Get a 6-month free trial with NAB Bookkeeper  
   Bring your business banking and books together with our simple, smart and powerful bookkeeping solution.  
   [ Find out more ](/business/nab-bookkeeper)  
   ###  You might be interested in  
         * [ Tools and calculators ](/business/calculators)  
         * [ Compare bank accounts ](/business/business-bank-accounts/compare-accounts)  
         * [ Resume a saved business application ](/help-support/business-banking/resume-saved-application)  
   * [ Loans and finance ](/business/loans-and-finance)  
         * [ Loans and finance ](/business/loans-and-finance)  
         * [ Business loans ](/business/loans-and-finance/business-loans)  
         * [ Business overdrafts ](/business/loans-and-finance/business-overdrafts)  
         * [ Business car and equipment finance ](/business/loans-and-finance/vehicle-or-equipment)  
         * [ Trade and invoice finance ](/business/loans-and-finance/trade-and-invoice-finance)  
         * [ Bank guarantee ](/business/loans-and-finance/guarantee)  
         * [ Home loans for business owners ](/business/loans-and-finance/home-loans)  
     
   ### [Unsecured business finance](/business/loans-and-finance/unsecured-business-loans-overdrafts?own%5Fcid=22101)  
   Get a fast, simple unsecured loan with NAB QuickBiz. No physical assets required for security and fast access to funds. It's easy to apply online and you'll receive an instant decision.  
   ###  Related tools and calculators  
         * [ Book an appointment ](/common/forms/business/appointment-booking-request?businessunit=businessandprivatebanking&role=bdsb)  
         * [ Business loan repayment calculator ](/business/calculators/business-loan-repayment-calculator)  
   * [ Business credit cards ](/business/business-credit-cards)  
         * [ Business credit cards ](/business/business-credit-cards)  
         * [ Business credit card benefits ](/business/business-credit-cards/benefits)  
         * [ NAB Rewards Business Signature Card ](/business/business-credit-cards/nab-rewards-business-signature-card)  
         * [ NAB Qantas Business Signature Card ](/business/business-credit-cards/nab-qantas-business-signature-card)  
         * [ NAB Low Rate Business Card ](/business/business-credit-cards/low-rate-business-card)  
         * [ NAB Business Card ](/business/business-credit-cards/nab-business-card)  
         * [ Purchasing and corporate credit cards ](/business/business-credit-cards/nab-purchasing-and-corporate-cards)  
     
   ###  
   Offer  
    Earn up to 200,000 bonus Qantas Points  
   Earn up to 200,000 bonus Qantas Points for new NAB Qantas Business Signature cardholders. Eligibility criteria and terms and condition apply.  
   [ NAB Qantas Business Signature Card ](/business/business-credit-cards/nab-qantas-business-signature-card)  
   ###  Related tools and help  
         * [ Business card selector tool ](/business/business-credit-cards/help-me-choose)  
         * [ Business credit card support ](/help-support/business-banking/manage-business-cards)  
   * [ EFTPOS, payments and merchants ](/business/payments-and-merchants)  
         * [ EFTPOS, payments and merchants ](/business/payments-and-merchants)  
         * [ Accepting payments in person ](/business/payments-and-merchants/accepting-in-person-payments)  
         * [ eCommerce and online payments ](/business/payments-and-merchants/ecommerce-and-online-payments)  
         * [ Billing and recurring payments ](/business/payments-and-merchants/billing-and-recurring-payments)  
         * [ Making payments ](/business/payments-and-merchants/making-payments)  
         * [ Merchant support centre ](/business/payments-and-merchants/merchant-support-centre)  
   * [ Online banking ](/business/online-banking)  
         * [ Online banking ](/business/online-banking)  
         * [ NAB Connect online banking ](/business/online-banking/nab-connect)  
         * [ NAB Direct Link ](/business/online-banking/nab-direct-link)  
         * [ NAB Internet Banking for business ](/business/online-banking/nab-internet-banking)  
         * [ Mobile app for business ](/business/online-banking/business-banking-app)  
   ###  Related tools and help  
         * [ Compare online banking platforms ](/business/online-banking/compare-banking-options?own%5Fcid=23014)  
         * [ View our online security tips ](/about-us/security/online-safety-tips-business?own%5Fcid=23014)  
         * [ NAB Connect help guides ](/business/online-banking/nab-connect/help)  
     
   ###  NAB Connect training  
   Join a free NAB Connect training webinar to learn how to maximise your NAB Connect features and functionality.  
   [ Register now ](/business/online-banking/nab-connect/training)  
   * [ International and foreign exchange ](/business/international-and-foreign-exchange)  
         * [ International and foreign exchange ](/business/international-and-foreign-exchange)  
         * [ International money transfers for business ](/business/international-and-foreign-exchange/international-money-transfers)  
         * [ Financial markets ](/business/international-and-foreign-exchange/financial-markets)  
         * [ International payments ](/business/international-and-foreign-exchange/international-payments)  
     
   ###  $0 international transfer fees  
   Transfer your money securely overseas using NAB Connect or Direct Link. A $0 fee applies when making an international transfer with a foreign currency conversion.  
   [ Find out more about international transfers ](/business/international-and-foreign-exchange/international-money-transfers)  
   * [ Industry specific banking ](/business/industry)  
   * [ Small business ](/business/small-business)  
         * [ Small business ](/business/small-business)  
         * [ Business Moments ](/business/small-business/moments)  
         * [ Small Business Hub ](/business/small-business/hub)  
         * [ Sole Trader Resource Centre ](/business/small-business/sole-trader-resource-centre)  
     
   ##  Women in Business  
   Supporting women entrepreneurs with tips, resources and banking solutions to start, grow and scale their businesses with confidence.  
   [ Learn more ](/business/women-in-business)  
   * [ NAB Bookkeeper ](/business/nab-bookkeeper)
* [Corporate](#)  
   * [ Corporate ](/corporate)  
   * [ Global relationships ](/corporate/global-relationships)  
   * [ Industry expertise ](/corporate/industry-expertise)  
         * [ Industry expertise ](/corporate/industry-expertise)  
         * [ Innovating in the property sector ](/corporate/industry-expertise/innovating-in-the-property-sector)  
         * [ Other specialised industries ](/corporate/industry-expertise/other-specialised-industries)  
     
   ##  The Morning Call Podcast  
   Start your day with the NAB Morning Call Podcast, for the latest overnight key economic and market information straight from our team of experts.  
   [ Listen now , opens in new window ](https://shows.acast.com/morningcall)  
   * [ Specialist solutions ](/corporate/specialist-solutions)  
         * [ Specialist solutions ](/corporate/specialist-solutions)  
         * [ Specialised finance ](/corporate/specialist-solutions/specialised-finance)  
         * [ Creating value through working capital ](/corporate/specialist-solutions/creating-value-through-trade-and-working-capital)  
         * [ Transaction banking ](/corporate/specialist-solutions/enabling-global-transactions)  
         * [ Managing market risk ](/corporate/specialist-solutions/managing-market-risk)  
         * [ Partnering with investors ](/corporate/specialist-solutions/partnering-investors)  
         * [ Building global infrastructure ](/corporate/specialist-solutions/building-global-infrastructure)  
     
   ##  The Morning Call Podcast  
   Start your day with the NAB Morning Call Podcast, for the latest overnight key economic and market information straight from our team of experts.  
   [ Listen now , opens in new window ](https://shows.acast.com/morningcall)  
   * [ Sustainability and ESG ](/corporate/sustainability-esg)  
   * [ Research and insights ](/corporate/research-insights)
* [About us](#)  
   * [ About us ](/about-us)  
   * [ Security ](/about-us/security)  
         * [ Security ](/about-us/security)  
         * [ Latest scams, phishing messages and fraud alerts ](/about-us/security/latest-fraud-scam-alerts)  
         * [ Cyber safety training ](/about-us/security/cyber-safety-training-modules)  
         * [ Personal security hub ](/about-us/security/online-safety-tips)  
         * [ Business security hub ](/about-us/security/online-safety-tips-business)  
     
   ##  Helping you stay safe from scams  
   Catch up on The Big Scam Education Conversation - a 45 minute webinar where NAB security experts talk about the latest scams, common red flags and ways to protect yourself, your loved ones and your business.  
   [ Watch The Big Scam Education Conversation ](/about-us/security/online-safety-tips/scam-awareness-week/the-big-scam-education-conversation-video)  
   * [ Careers at NAB ](/about-us/careers)  
         * [ Careers at NAB ](/about-us/careers)  
         * [ Benefits of working at NAB ](/about-us/careers/benefits)  
         * [ Search and apply for jobs ](https://careers.nab.com.au/en/listing/)  
         * [ Our business areas ](/about-us/careers/business-areas)  
         * [ Graduate jobs and early careers ](/about-us/careers/early-careers)  
         * [ First Nations careers ](/about-us/careers/first-nations-careers)  
   * [ Sustainability ](/about-us/sustainability)  
         * [ Sustainability ](/about-us/sustainability)  
         * [ Disaster relief and support ](/about-us/sustainability/natural-disaster-relief-support)  
         * [ NAB Foundation ](/about-us/sustainability/nab-foundation)  
         * [ Environment ](/about-us/sustainability/environment)  
         * [ Customer and community support ](/about-us/sustainability/customer-community-support)  
         * [ Reporting, policies and approach ](/about-us/sustainability/reporting-policies-approach)  
   ###  More about sustainability  
         * [ Climate action ](/about-us/sustainability/environment/climate-change)  
         * [ First Nations ](/about-us/sustainability/customer-community-support/first-nations-support)  
   * [ Corporate Governance ](/about-us/corporate-governance)  
         * [ Corporate Governance ](/about-us/corporate-governance)  
         * [ Collecting your tax information ](/about-us/corporate-governance/collecting-your-tax-information)  
         * [ Managing financial crime ](/about-us/corporate-governance/managing-financial-crime)  
         * [ National Australia Bank Ltd Code of Conduct ](/about-us/corporate-governance/code-of-conduct)  
         * [ Code of Operation ](/about-us/corporate-governance/code-of-operation)  
         * [ Banking Code of Practice ](/about-us/corporate-governance/banking-code-of-practice)  
   * [ Shareholder Centre ](/about-us/shareholder-centre)  
         * [ Shareholder Centre ](/about-us/shareholder-centre)  
         * [ Dividend information ](/about-us/shareholder-centre/dividend-information)  
         * [ Financial calendar ](/about-us/shareholder-centre/financial-calendar)  
         * [ Financial disclosures and reporting ](/about-us/shareholder-centre/financial-disclosures-and-reporting)  
         * [ Annual General Meeting ](/about-us/shareholder-centre/annual-general-meetings)  
         * [ General shareholding enquiries ](/about-us/shareholder-centre/shareholder-enquiries)  
         * [ ASX announcement ](/about-us/shareholder-centre/asx-announcement)  
   * [ Capital and funding ](/about-us/capital-and-funding)  
   * [ Media ](/about-us/media)  
   * [ More than money ](/about-us/more-than-money)  
         * [ More than money ](/about-us/more-than-money)  
         * [ Our sponsorships ](/about-us/more-than-money/sponsorships)  
     
   ### Supporting every goal  
   From NAB AFL Auskick to the big time.  
   [ Learn more ](/about-us/more-than-money/sponsorships/supporting-every-goal)  
   * [ Accessibility ](/about-us/accessibility-inclusion)  
         * [ Accessibility ](/about-us/accessibility-inclusion)  
         * [ Accessibility action plan ](/about-us/accessibility-inclusion/action-plan)  
         * [ Branch, ATM and payments accessibility ](/about-us/accessibility-inclusion/banking-services)  
         * [ Web accessibility ](/about-us/accessibility-inclusion/online-banking-features)  
         * [ Mobile app accessibility ](/about-us/accessibility-inclusion/mobile-banking-features)
* [Help and support](#)  
   * [ Help and support ](/help-support)  
   * [ Help with personal banking ](/help-support/personal-banking)  
         * [ Help with personal banking ](/help-support/personal-banking)  
         * [ Online banking support ](/help-support/personal-banking/manage-online-banking)  
         * [ Credit and debit card support ](/help-support/personal-banking/manage-cards)  
         * [ Home loan support ](/help-support/personal-banking/manage-home-loan)  
         * [ Personal loan support ](/help-support/personal-banking/manage-personal-loans)  
         * [ Term deposit support ](/help-support/personal-banking/manage-rollover)  
         * [ Payments and transfers support ](/help-support/personal-banking/manage-payments-transfers)  
   ###  Need more help?  
         * [ Identify and report fraud and scams ](/about-us/security/fraud-scams)  
         * [ Dispute a transaction ](/help-support/transaction-dispute)  
         * [ How to give us feedback ](/contact-us/feedback)  
         * [ Contact us ](/contact-us)  
         * [ Improve your financial literacy ](/personal/life-moments)  
     
   ##  Have we contacted you about confirming your details?  
   Find out why we have and what you need to do.  
   [ Learn more ](/about-us/security/online-safety-tips/confirming-your-details)  
   * [ Help with business banking ](/help-support/business-banking)  
         * [ Help with business banking ](/help-support/business-banking)  
         * [ Online business banking help ](/help-support/business-banking/manage-online-banking)  
         * [ Managing your NAB business credit cards ](/help-support/business-banking/manage-business-cards)  
   ###  Troubleshooting guides  
         * [ NAB Connect guides ](/business/online-banking/nab-connect/help)  
         * [ Merchant support centre ](/business/payments-and-merchants/merchant-support-centre)  
         * [ Contact us ](/contact-us)  
   * [ Ways to bank with us ](/help-support/better-ways-to-bank)  
   * [ Financial wellbeing ](/help-support/financial-wellbeing)  
   * [ Financial assistance ](/help-support/financial-hardship)  
         * [ Financial assistance ](/help-support/financial-hardship)  
         * [ Home loan repayment support ](/help-support/financial-hardship/home-loan)  
         * [ Credit card or personal loan support ](/help-support/financial-hardship/credit-card-personal-loan)  
         * [ Business financial hardship ](/help-support/financial-hardship/business)  
         * [ Extra care support services ](/help-support/financial-hardship/support-services)  
   ###  Need more help?  
         * [ Identify and report fraud and scams ](/about-us/security/fraud-scams)  
         * [ Dispute a transaction ](/help-support/transaction-dispute)  
         * [ How to give us feedback ](/contact-us/feedback)  
         * [ Contact us ](/contact-us)  
         * [ Improve your financial literacy ](/personal/life-moments)  
     
   ##  Have we contacted you about confirming your details?  
   Find out why we have and what you need to do.  
   [ Learn more ](/about-us/security/online-safety-tips/confirming-your-details)
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[ Apply now ](https://www.nab.com.au/common/forms/creditcards#?products=nab-rewards-platinum-card&campaignCode=OFC)

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 Search nab.com.au
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##

+ Added

[ ](#)
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[ ](#) 

Login 

Internet Banking 

* [ Internet Banking ](https://ib.nab.com.au/login)
* [ NAB Connect ](https://www.nab.com.au/cgi-bin/nabconnect/nc%5Fstart.pl?browser=correct)
* [ nabtrade ](https://www.nabtrade.com.au/)
* [ Margin Lending ](https://equitylending.nab.com.au/Login.aspx)
* [ NAB Gateway ](https://nabgateway-portal.nab.com.au/ebc2/)
* [ NAB Transact ](https://transact.nab.com.au/nablogin/index.jsp)
* [ Asset Servicing ](https://assetservicing.nab.com.au)

[ Login ](https://ib.nab.com.au/login) 

* [ Download the NAB app ](/personal/online-banking/mobile-banking-app)
* [ Internet Banking ](https://ib.nab.com.au/login)
* [ NAB Connect ](http://www.nab.com.au/cgi-bin/nabconnect/nc%5Fstart.pl)
* [ nabtrade ](https://www.nabtrade.com.au/)
* [ Margin Lending ](https://equitylending.nab.com.au/Login.aspx)
* [ NAB Gateway ](https://nabgateway-portal.nab.com.au/ebc2/)
* [ NAB Transact ](https://transact.nab.com.au/nablogin/index.jsp)
* [ Asset Servicing ](https://assetservicing.nab.com.au)
* [ Close login options](#login)

1. [ Personal ](/personal)
2. [ Credit cards ](/personal/credit-cards)
3. [ NAB Rewards credit cards ](/personal/credit-cards/nab-rewards-cards)
4. _Velocity Points with NAB Rewards credit cards_

# 

New 

 Velocity Points with NAB Rewards credit cards 

Earn Velocity Points on a new NAB Rewards credit card with automatic redemption.

Choose the right card with our easy to use tool 

[ Help me choose a card ](/personal/credit-cards/calculators-and-tools/product-selector) 

## Important  Upcoming personal card changes 

From 23 June 2025, we’re increasing fees on our NAB Personal credit cards (excluding NAB StraightUp Card). The late payment fee will increase from $15 to $20\. The cash advance fee will increase from 3% or $3 (whichever is greater) to 3.5% or $3.50 (whichever is greater). 

[Learn more about how to avoid these fees](/personal/life-moments/manage-money/manage-debt/avoid-credit-card-fees).

### Upcoming Complimentary Insurance changes

**Effective 1 July 2025** – For some NAB cards, excesses for certain covers will increase, and benefit limits will reduce under International Travel Insurance.

**Effective 15 May 2026** – For some NAB cards, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed. For some other NAB cards, the cover period for International Travel Insurance will be reduced.

[Please read the summary of changes for further details and how they will affect your insurance cover](/personal/insurance/complimentary-card-insurances/policy-changes).

##  Earn Velocity Points with our NAB Rewards credit cards 

Get ready to extend your Velocity Points earnings with our NAB Rewards credit cards. Enjoy the benefits of hassle-free points accumulation with our automatic redemption feature, which transfers your NAB Rewards Points directly to your Velocity account each month.

##  Compare our Velocity Points earning NAB Rewards credit cards 

Both cards offer the chance to earn Velocity Points which are automatically transferred monthly into your Velocity account. Compare the different Velocity rewards, minimum credit limits and fees to find a card that suits you.  

###  NAB Rewards Platinum Card with Velocity 

Experience uncapped rewards points, transferred monthly to your Velocity account to redeem on flights or the Velocity Rewards Store.

Minimum credit limit

$6,000 

Annual card fee

$ 195 p.a. 

Variable purchase rate 

20.99 % p.a. 

#### Benefits and considerations 

#####  Benefits 

* Uncapped points earn
* Earn up to 2 NAB Rewards Points per $1
* Complimentary insurances, including international travel insurance
* Up to 44 interest free days on purchases
* 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.  
We can’t process balance transfers from certain issuers – see our indicative list.
* Add an additional cardholder at no extra cost
* NAB Concierge Service
* Global assistance for card emergencies

#####  Considerations 

* Higher interest rates compared to our NAB Low Rate Card
* Lower point earn rate compared to our NAB Rewards Signature Card.
* Higher annual fee compared to some of our other cards.

Not the right card for you? We can help you choose a different one.

[ Help me choose a card ](/personal/credit-cards/calculators-and-tools/product-selector)
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Offer

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 80,000 bonus Velocity Points

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80,000 bonus Velocity Points
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* Automatically redeem **60,000 Velocity Points** (from 120,000 NAB Rewards Bonus Points) when you spend $1,000 within the first 60 days of account opening.[View Disclaimer 1](#)
* Plus **20,000 Velocity Points** (from 40,000 NAB Rewards Bonus Points) when you keep your card for over 12 months.[View Disclaimer 1](#)

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* Automatically redeem **60,000 Velocity Points** (from 120,000 NAB Rewards Bonus Points) when you spend $1,000 within the first 60 days of account opening.
* Plus **20,000 Velocity Points** (from 40,000 NAB Rewards Bonus Points) when you keep your card for over 12 months.
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* You’ll also enjoy a reduced annual card fee (from $195 to $95) for the first year.

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Minimum monthly repayments required. Offer ends Wednesday 30 April 2025\. See important information below. Eligibility criteria and terms and conditions apply. Offer available to new NAB Rewards Platinum cardholders only. See **important information** below.

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Minimum monthly repayments required. Offer ends Thursday 31 July 2025\. See important information below. Eligibility criteria and terms and conditions apply. Offer available to new NAB Rewards Platinum cardholders only. See **important information** below.
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##  Rates and fees

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Get an instant response
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| Variable purchase rate[View Disclaimer 2](#)                                                                                                                                                                                                                  | **20.99% p.a.** |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------- |
| Standard balance transfer (BT) rate for 12 months 3% BT fee applies. Unpaid BT reverts to variable cash advance rate[View Disclaimer 3](#)We can’t process balance transfers from certain issuers – see our indicative list.[View Disclaimer 4](#)            | **0% p.a.**     |
| Interest free days on purchases[View Disclaimer 5](#)                                                                                                                                                                                                         | **Up to 44**    |
| Annual card fee (reduced to $95 for the first year)[View Disclaimer 1](#)                                                                                                                                                                                     | **$195 p.a.**   |
| Minimum credit limit                                                                                                                                                                                                                                          | **$6,000**      |
| Variable cash advance rate This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account.[View Disclaimer 6](#), [View Disclaimer 2](#) | **21.74% p.a.** |

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[ Apply now ](/common/forms/creditcards#?products=nab-rewards-platinum-card&campaignCode=OFC)
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Not the right card for you? We can help you choose a different one.

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###  NAB Rewards Signature Card with Velocity
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[ Help me choose a card ](https://www.nab.com.au/personal/credit-cards/calculators-and-tools/product-selector)

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Experience uncapped rewards points to transfer monthly to your Velocity account with our highest points earn NAB Rewards credit card.
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## Eligibility  Check you're eligible to apply online

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Minimum credit limit
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1. You're 18 years or older.
2. You receive a regular income.
3. You’re an Australian resident for tax purposes.
4. You're an Australian or New Zealand citizen, Australian Permanent Resident or non-resident holding an acceptable Temporary Residency Visa.

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$15,000
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Read important information for visa categories that are not acceptable.[View Disclaimer 7](#)

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Monthly card fee
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## Have these items ready

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$ 35 p.m.
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### Are you an existing or new customer?

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Variable purchase rate
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Existing

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20.99 % p.a.
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New

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#### Benefits and considerations
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#### Existing

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#####  Benefits
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Save time and use your NAB Internet Banking login to pre-fill your personal and financial information (this may include debts you have with other financial institutions).

+ Added

* Earn up to 3 NAB Rewards Points per $1
* Complimentary insurances, including international travel insurance
* Add an additional cardholder at no extra cost
* Up to 44 interest free days on purchases
* 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.  
We can’t process balance transfers from certain issuers – see our indicative list.
* Fraud and theft protection with world class security technologies
* Global assistance for card emergencies
* NAB Concierge Service
* Special offers with [Visa Premium Access and Visa Entertainment, opens in new window](https://www.visa.com.au/en%5Fau/visa-offers-and-perks/) including pre-sale tickets and member promotions
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* You can find your [NAB ID](https://www.nab.com.au/personal/online-banking/nab-internet-banking/nab-id) on the back of your NAB card or in your NAB app under My Details.

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#####  Considerations
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Be prepared and have the following documents and information ready before you start your application.

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* Higher interest rates compared to our NAB Low Rate Card
* Higher annualised monthly fee compared to some of our other cards
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* Maximum credit limit you would like to apply for.
* Employment details for the past three years.
* Your financial information - income, assets, debts and expenses.
* Proof of income (such as payslips or bank statements).

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Not the right card for you? We can help you choose a different one.
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#### New

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[ Help me choose a card ](/personal/credit-cards/calculators-and-tools/product-selector)
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Be prepared and have the following documents and information ready before you start your application.

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Key benefits of this card
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* At least one form of ID (Australian driver’s licence, Australian passport or international passport).
* Maximum credit limit you would like to apply for.
* Employment details for the past three years.
* Your financial information - income, assets, debts and expenses.
* Proof of income (such as payslips or bank statements).

+ Added

* A $35 monthly card fee, reversed if you spend $5,000 or more in a statement period
* Fee-free international transactions
* Complimentary delayed flight lounge pass
* Uncapped points earn
* Convert 2 NAB Rewards Points into 1 Velocity Point
* Complimentary mobile phone insurance
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## How to apply

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Get an instant response
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Apply online today and start using your card in a few easy steps.

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[ Apply now ](/common/forms/creditcards#?products=nab-rewards-signature-card&campaignCode=OHN)
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###  Step 1\. Applying online is easy

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### How to earn Velocity Points
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Allow up to 15 minutes to complete the application form and get a response in 60 seconds.

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1. Login to the NAB Rewards Store to provide your Velocity membership number to link your accounts and your NAB Rewards Points will automatically be redeemed for Velocity Points.
2. Each month, the NAB Rewards Points you’ve earned will be transferred to Velocity Points.
3. Velocity Points converted from bonus NAB Rewards Points will be credited within three months of meeting your spend criteria.
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###  Step 2\. We’ll verify your application

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To be eligible for the offers you must:
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If you’re conditionally approved, we may ask you for additional information or documentation, such as payslips or bank statements.

+ Added

* be a Velocity Frequent Flyer member, [join for free, opens in new window](https://join.velocityfrequentflyer.com/) today
* be approved for a new NAB Rewards credit card
* provide your Velocity membership number to NAB to enrol in auto redemption.  
Approved applicants will receive an email from NAB on how to provide their Velocity membership details.  
 The name of the cardholder must match the name on the Velocity membership number.
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###  Step 3\. Receive and activate your card

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### How much are Velocity Points worth?
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If approved, your physical card will arrive at your residential address within five to seven working days, or up to ten working days if you requested the card be sent to a branch. [Activate and set up your new card](https://www.nab.com.au/help-support/personal-banking/manage-cards/set-up-your-credit-card) using the NAB app or NAB Internet Banking.

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* 2 NAB Rewards Points = 1 Velocity Point
* With the ability to earn uncapped NAB Rewards Points and the convenience of automatic redemption, redeem Velocity Points at the [Velocity Rewards Store, opens in new window](https://shop.velocityfrequentflyer.com/) or for flights with Virgin Australia and [Velocity partner airlines, opens in new window](https://experience.velocityfrequentflyer.com/partners-offers/all-partners).  
Discover more ways to get points with your NAB Rewards credit card, such as earning points for every dollar you spend.  
 Boost your balance faster by earning bonus points when you shop through the NAB Rewards Bonus Points Shop or Points Booster stores.
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### Ready to apply?

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### Do Velocity Points expire?
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If you've checked you're eligible to apply and have all your documents ready, let's get started.

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If you don’t earn Velocity Points for 24 months, then your points will expire.
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[ Apply now ](https://www.nab.com.au/common/forms/creditcards#?products=nab-rewards-platinum-card&campaignCode=OFC)

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##  How to earn Velocity Points with NAB Rewards credit cards
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| |  NAB Rewards Platinum Card (per $1 spend) | NAB Rewards Signature Card (per $1 spend)                 |                                                                                                                |
| ------------------------------------------- | --------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------- |
| Standard earn rate                          | NAB Rewards Platinum Card (per $1 spend)  Earn 1 point    | NAB Rewards Signature Card (per $1 spend)  Earn 1.5 points up to $15,000 spend per month, then earn 0.5 points |
| Grocery store purchases                     | NAB Rewards Platinum Card (per $1 spend)  Earn 1.5 points | NAB Rewards Signature Card (per $1 spend)  Earn 1.5 points up to $15,000 spend per month, then earn 0.5 points |
| Purchases made online with Webjet           | NAB Rewards Platinum Card (per $1 spend)  Earn 2 points   | NAB Rewards Signature Card (per $1 spend)  Earn 3 points                                                       |

##  Credit card tools and calculators 

Get help to choose the right card or help calculate savings with a balance transfer.

### [ Help me choose the right credit product](/personal/credit-cards/calculators-and-tools/product-selector) 

Choose the right credit product with our easy-to-use tool.

### [ Compare credit cards](/personal/credit-cards/calculators-and-tools/compare) 

Use our comparison tool to compare our credit card fees and features.

### [ Balance transfer calculator](/personal/credit-cards/calculators-and-tools/balance-transfer-calculator) 

See if you could save money by transferring your credit card balance.

## Help and support

We’re here to help. Learn about the support services available to you.  

* [ NAB Rewards Store , opens in new window ](https://rewards.nab.com.au/en/home.html)
* [ Manage my card ](/help-support/personal-banking/manage-cards)
* [ How credit cards work ](/personal/life-moments/manage-money/money-basics/credit-cards)
* [ Setting up your card and PIN ](/help-support/personal-banking/manage-cards/set-up-your-credit-card)
* [ Financial hardship assistance ](/help-support/financial-hardship)

## Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

[ View our help and support hub ](/help-support) 

##  Other options to consider 

### [ NAB Qantas Rewards credit cards](/personal/credit-cards/qantas-rewards) 

Compare our range of Qantas Frequent Flyer rewards cards. Find the card that's right for you, and start earning points.

### [ NAB Rewards credit cards](/personal/credit-cards/nab-rewards-cards) 

Compare our range of NAB Rewards credit cards, and learn more about our NAB Rewards program.

### [ NAB StraightUp Card](/personal/credit-cards/nab-straightup-card) 

Learn more about our no interest credit card.

---

##  Get in touch 

###  Visit a NAB branch 

Visit your nearest NAB branch to speak to us in person.

[ Find a NAB branch ](/locations)
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## Important Information 

### Terms and Conditions

− Removed

* Disclaimer 1  
**NAB Rewards Platinum Card — Velocity auto redemption offer**  
Offer commenced on 16 February 2024 and ends on 30 April 2025\. To be eligible for the up to 80,000 Velocity bonus Points offer (automatically redeemed from 160,000 NAB Rewards Bonus Points), you must be a Velocity Frequent Flyer member, apply for a new personal NAB Rewards Platinum Credit Card before the offer is withdrawn, have your application approved, provide your Velocity membership number to NAB to enrol in Auto Redemption, spend $1,000 on everyday purchases using your new card within 60 days of opening account and keep you card for over 12 months. You’ll receive an email from NAB after your application has been approved with information on how to provide your Velocity membership number to NAB. Redemption of Velocity Points and the Velocity membership is subject to the [Velocity membership Terms and Conditions, opens in new window](https://experience.velocityfrequentflyer.com/member-support/terms-conditions).  
Points will be awarded on a tiered basis – You will be eligible to receive 120,000 NAB Rewards Bonus Points when you spend $1,000 on everyday purchases in the first 60 days of opening your account (credited to your NAB Rewards points balance within 3 months of meeting the spend criteria, and will be automatically redeemed for 60,000 Velocity Points within 10 days thereafter and 40,000 NAB Rewards Bonus Points after you have had your card for over 12 months (credited to your NAB Rewards points balance within the 13th month and will be automatically redeemed for 20,000 Velocity Points within 10 days thereafter). The name of the cardholder must match the name on the Velocity membership number. Offer limited to one total allocation of 160,000 NAB Rewards Bonus Points per Velocity account.  
Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. You must provide your Velocity Frequent Flyer membership number to NAB in order to have your NAB Rewards points automatically redeemed for Velocity Points. Each week the NAB Rewards Points that you've earned will be transferred to Velocity Points with 2 NAB Rewards Points = 1 Velocity Point, provided your Velocity Frequently Flyer membership is linked to your account.  
Your NAB Rewards Platinum Credit Card must remain open and in good standing, and you must be enrolled in Auto Redemption to receive the Velocity Points.  
This offer is not available to existing NAB Rewards Signature or NAB Rewards Platinum Credit Card customers or customers who have had a NAB Rewards Signature or NAB Rewards Platinum Credit Card within 18 months prior to applying for a new NAB Rewards Platinum Credit Card. Offer is not available when closing or transferring from another NAB credit card account or in conjunction with any other NAB credit card offer.  
A reduced annual card fee of $95 will be charged when the card is opened and applies for the first 12 months. You will be charged the standard $195 annual card fee in the 13th month of your card account.
* Disclaimer 2  
**Variable interest rates current as at date**  
Interest rates are current as at today and are subject to change.
* Disclaimer 3  
**Balance transfer 12 month offer rate**  
After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 21.74% p.a. as at today). The one-off balance transfer fee of 3% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. [Interest rates](https://www.nab.com.au/content/nabrwd/en/personal/interest-rates-fees-and-charges/indicator-rates-for-other-personal-lending.html) are subject to change. While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. In addition to this acquisition rate, which is available only at card application, other balance transfer offers may be available on your card from time to time. You can find out more information about the [ongoing balance transfer rates](https://www.nab.com.au/content/nabrwd/en/personal/credit-cards/balance-transfers.html) of your card.
* Disclaimer 4  
**Balance transfer indicative list**  
You’ll need to make sure your BPAY® reference number for your non-NAB card is the same as your non-NAB card number as we use this number to process your balance transfer request. If these numbers are not the same, we won’t be able to process your balance transfer. Please check the numbers match before applying for a new card with a balance transfer or requesting balance transfer on an existing card. Your BPAY reference number can be found on your credit card statement.  
We are aware that some card numbers and BPAY reference numbers don’t match for cards from the following issuers:  
   * Bendigo Bank  
   * ING  
   * Latitude Finance  
   * Great Southern Bank  
   * Heritage Bank  
   * Adelaide Bank  
   * credit unions  
   * AMEX cards  
**Note:** this is an indicative list.
* Disclaimer 5  
**Interest free days on purchases**  
You will be eligible for interest-free days on purchases by paying your account in full or, if your statement indicates an interest-free days payment, paying that amount in full by the monthly due date. Explore more details at [nab.com.au/btchange](https://www.nab.com.au/content/nabrwd/en/personal/credit-cards/balance-transfer-interest-free-days.html).
* Disclaimer 6  
**Variable cash advance rate**  
Cash advances also include other transactions we consider to be the equivalent of withdrawing cash from your account. These include most gambling transactions (such as sports betting, casino games, lottery tickets, online gambling), the purchase of travellers cheques, wire transfers or other similar substitutes for cash (such as crypto-currency).  
If you don’t want to allow gambling transactions (including cash advances and cash transfers) on your card, you can [disable them in the NAB app](https://www.nab.com.au/content/nabrwd/en/help-support/financial-wellbeing/gambling-restriction.html).
* Disclaimer 7  
The following Visa categories are not acceptable: Visitor visa (exception, a Special Category visa - NZ Citizen is acceptable), Working Holiday, Student, Exchange/gap year, Transit/short stay/seasonal and Bridging.
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 Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.

**Fees and charges**

− Removed

Read our credit card [terms and conditions](https://www.nab.com.au/personal/credit-cards/terms-conditions). [Credit card fees and charges](https://www.nab.com.au/personal/credit-cards/fees-charges) are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.

+ Added

Read our credit card [terms and conditions](/personal/credit-cards/terms-conditions). [Credit card fees and charges](/personal/credit-cards/fees-charges) are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
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Credit cards issued by National Australia Bank Limited.

− Removed

BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.

+ Added

[NAB Credit Card Terms and Conditions](/personal/credit-cards/terms-conditions)

[NAB Electronic Banking (card based) terms and conditions](/personal/credit-cards/terms-conditions/card-based-electronic-banking)

[NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB), opens in new window](/content/dam/nabrwd/documents/pds/insurance/nab-credit-card-cover-pds.pdf)

[Credit card fees and charges](/personal/credit-cards/fees-charges)

[Indicator rates for other personal lending products](/personal/interest-rates-fees-and-charges/indicator-rates-for-other-personal-lending)

[  Top](#) 

* ##  Quick links  
## Quick links  
   * [ Security and fraud ](/about-us/security)  
   * [ Contact us ](/contact-us)  
   * [ Feedback ](/contact-us/feedback)  
   * [ Find us ](/locations)  
   * [ Interpreter services ](/about-us/accessibility-inclusion/interpreter-services)  
   * [ Accessibility ](/about-us/accessibility-inclusion)
* ##  Policies and terms  
## Policies and terms  
   * [ Privacy ](/common/privacy-policy)  
   * [ Website disclaimer ](/common/website-disclaimer)  
   * [ Financial Services Guide ](/financial-services-guide)  
   * [ Important information ](/important-information)  
   * [ Modern slavery statement ](/about-us/sustainability/reporting-policies-approach/performance-reporting#modern-slavery-statement)  
   * [ Sitemap ](/sitemap)
* ##  Connect with us  
## Connect with us  
   * [ X , opens in new window ](https://www.twitter.com/NAB)  
   * [ Facebook , opens in new window ](https://www.facebook.com/NAB)  
   * [ YouTube , opens in new window ](https://www.youtube.com/user/nab)  
   * [ LinkedIn , opens in new window ](https://www.linkedin.com/company/national-australia-bank)  
   * [ Instagram , opens in new window ](https://www.instagram.com/nab/)

NAB acknowledges the Traditional Owners of the land as Australia’s First Peoples and recognises their continuing connection to lands, water and country. We pay our respects to Elders past and present.

Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at [nab.com.au/TMD](/important-information/target-market-determinations). Products issued by NAB unless stated otherwise.

© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686
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  1. Personal
  2. Credit cards
  3. NAB Rewards credit cards
  4. Velocity Points with NAB Rewards credit cards

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Velocity Points with NAB Rewards credit cards

Earn Velocity Points on a new NAB Rewards credit card with automatic redemption.

Choose the right card with our easy to use tool

Help me choose a card

Important Upcoming personal card changes

From 23 June 2025, we’re increasing fees on our NAB Personal credit cards (excluding NAB StraightUp Card). The late payment fee will increase from $15 to $20. The cash advance fee will increase from 3% or $3 (whichever is greater) to 3.5% or $3.50 (whichever is greater).

Learn more about how to avoid these fees.

Upcoming Complimentary Insurance changes

Effective 1 July 2025 – For some NAB cards, excesses for certain covers will increase, and benefit limits will reduce under International Travel Insurance.

Effective 15 May 2026 – For some NAB cards, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed. For some other NAB cards, the cover period for International Travel Insurance will be reduced.

Please read the summary of changes for further details and how they will affect your insurance cover.

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Earn Velocity Points with our NAB Rewards credit cards

Get ready to extend your Velocity Points earnings with our NAB Rewards credit cards. Enjoy the benefits of hassle-free points accumulation with our automatic redemption feature, which transfers your NAB Rewards Points directly to your Velocity account each month.

Compare our Velocity Points earning NAB Rewards credit cards

Both cards offer the chance to earn Velocity Points which are automatically transferred monthly into your Velocity account. Compare the different Velocity rewards, minimum credit limits and fees to find a card that suits you.

NAB Rewards Platinum Card with Velocity

Experience uncapped rewards points, transferred monthly to your Velocity account to redeem on flights or the Velocity Rewards Store.

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Minimum credit limit

$6,000

Annual card fee

$ 195 p.a.

Variable purchase rate

20.99 % p.a.

Benefits and considerations

Benefits
  • Uncapped points earn
  • Earn up to 2 NAB Rewards Points per $1
  • Complimentary insurances, including international travel insurance
  • Up to 44 interest free days on purchases
  • 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.
    We can’t process balance transfers from certain issuers – see our indicative list.
  • Add an additional cardholder at no extra cost
  • NAB Concierge Service
  • Global assistance for card emergencies
Considerations
  • Higher interest rates compared to our NAB Low Rate Card
  • Lower point earn rate compared to our NAB Rewards Signature Card.
  • Higher annual fee compared to some of our other cards.

Not the right card for you? We can help you choose a different one.

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Offer

80,000 bonus Velocity Points

  • Automatically redeem 60,000 Velocity Points (from 120,000 NAB Rewards Bonus Points) when you spend $1,000 within the first 60 days of account opening.
  • Plus 20,000 Velocity Points (from 40,000 NAB Rewards Bonus Points) when you keep your card for over 12 months.
  • You’ll also enjoy a reduced annual card fee (from $195 to $95) for the first year.

Minimum monthly repayments required. Offer ends Thursday 31 July 2025. See important information below. Eligibility criteria and terms and conditions apply. Offer available to new NAB Rewards Platinum cardholders only. See important information below.

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NAB Rewards Signature Card with Velocity

Experience uncapped rewards points to transfer monthly to your Velocity account with our highest points earn NAB Rewards credit card.

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Minimum credit limit

$15,000

Monthly card fee

$ 35 p.m.

Variable purchase rate

20.99 % p.a.

Benefits and considerations

Benefits
  • Earn up to 3 NAB Rewards Points per $1
  • Complimentary insurances, including international travel insurance
  • Add an additional cardholder at no extra cost
  • Up to 44 interest free days on purchases
  • 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate.
    We can’t process balance transfers from certain issuers – see our indicative list.
  • Fraud and theft protection with world class security technologies
  • Global assistance for card emergencies
  • NAB Concierge Service
  • Special offers with Visa Premium Access and Visa Entertainment, opens in new window including pre-sale tickets and member promotions
Considerations
  • Higher interest rates compared to our NAB Low Rate Card
  • Higher annualised monthly fee compared to some of our other cards

Not the right card for you? We can help you choose a different one.

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Key benefits of this card

  • A $35 monthly card fee, reversed if you spend $5,000 or more in a statement period
  • Fee-free international transactions
  • Complimentary delayed flight lounge pass
  • Uncapped points earn
  • Convert 2 NAB Rewards Points into 1 Velocity Point
  • Complimentary mobile phone insurance

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How to earn Velocity Points

  1. Login to the NAB Rewards Store to provide your Velocity membership number to link your accounts and your NAB Rewards Points will automatically be redeemed for Velocity Points.
  2. Each month, the NAB Rewards Points you’ve earned will be transferred to Velocity Points.
  3. Velocity Points converted from bonus NAB Rewards Points will be credited within three months of meeting your spend criteria.

To be eligible for the offers you must:

  • be a Velocity Frequent Flyer member, join for free, opens in new window today
  • be approved for a new NAB Rewards credit card
  • provide your Velocity membership number to NAB to enrol in auto redemption.
    Approved applicants will receive an email from NAB on how to provide their Velocity membership details.
    The name of the cardholder must match the name on the Velocity membership number.

How much are Velocity Points worth?

  • 2 NAB Rewards Points = 1 Velocity Point
  • With the ability to earn uncapped NAB Rewards Points and the convenience of automatic redemption, redeem Velocity Points at the Velocity Rewards Store, opens in new window or for flights with Virgin Australia and Velocity partner airlines, opens in new window.
    Discover more ways to get points with your NAB Rewards credit card, such as earning points for every dollar you spend.
    Boost your balance faster by earning bonus points when you shop through the NAB Rewards Bonus Points Shop or Points Booster stores.

Do Velocity Points expire?

If you don’t earn Velocity Points for 24 months, then your points will expire.

How to earn Velocity Points with NAB Rewards credit cards

| | NAB Rewards Platinum Card (per $1 spend) | NAB Rewards Signature Card (per $1 spend) | | | ------------------------------------------- | --------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------- | | Standard earn rate | NAB Rewards Platinum Card (per $1 spend) Earn 1 point | NAB Rewards Signature Card (per $1 spend) Earn 1.5 points up to $15,000 spend per month, then earn 0.5 points | | Grocery store purchases | NAB Rewards Platinum Card (per $1 spend) Earn 1.5 points | NAB Rewards Signature Card (per $1 spend) Earn 1.5 points up to $15,000 spend per month, then earn 0.5 points | | Purchases made online with Webjet | NAB Rewards Platinum Card (per $1 spend) Earn 2 points | NAB Rewards Signature Card (per $1 spend) Earn 3 points |

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Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

View our help and support hub

Other options to consider

NAB Qantas Rewards credit cards

Compare our range of Qantas Frequent Flyer rewards cards. Find the card that's right for you, and start earning points.

NAB Rewards credit cards

Compare our range of NAB Rewards credit cards, and learn more about our NAB Rewards program.

NAB StraightUp Card

Learn more about our no interest credit card.

Get in touch

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Important Information

Terms and Conditions

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Fees and charges Read our credit card terms and conditions. Credit card fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.

Credit cards issued by National Australia Bank Limited.

NAB Credit Card Terms and Conditions

NAB Electronic Banking (card based) terms and conditions

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB), opens in new window

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NAB acknowledges the Traditional Owners of the land as Australia’s First Peoples and recognises their continuing connection to lands, water and country. We pay our respects to Elders past and present.

Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.

© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686

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