MONEYME Cashback Rewards
Snapshot 888 · Offer 2506 · Offer status now: active
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About
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- [Image: Loans icon] Loans
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Rates & calculator
[Image: CC-icon]
Cashback Rewards Credit Card
Earn 1% cashback. Every day.
A better way to get rewarded
Get started
Check your credit limit without impacting your credit score before you apply
[Image: Credit Score]
[Image: Credit Score]
- Showing results for
Cashback Credit Card
[Image: 1% cashback on everyday purchases]
1% cashback on everyday purchases
No complicated points systems. Earn 1% cashback on everyday purchases like groceries, transport, and your daily coffee – up to a maximum of 1% of your credit limit per month.
[Image: Cashback on autopilot]
Cashback on autopilot
Monthly cashback credited straight to your credit card account balance, when you make your minimum repayment on time. No hoops or expiry dates – your cashback takes care of itself.
[Image: Built-in perks you’ll actually use]
Built-in perks you’ll actually use
Mobile phone insurance, purchase protection, and ticket cover built in when you pay in full using your MONEYME Cashback Rewards Card. 1
[Image: 1% cashback on everyday purchases]
1% cashback on everyday purchases
No complicated points systems. Earn 1% cashback on everyday purchases like groceries, transport, and your daily coffee – up to a maximum of 1% of your credit limit per month.
[Image: Cashback on autopilot]
Cashback on autopilot
Monthly cashback credited straight to your credit card account balance, when you make your minimum repayment on time. No hoops or expiry dates – your cashback takes care of itself.
[Image: Built-in perks you’ll actually use]
Built-in perks you’ll actually use
Mobile phone insurance, purchase protection, and ticket cover built in when you pay in full using your MONEYME Cashback Rewards Card. 1
Rates, fees and conditions
Enjoy cashback on everyday purchases with up to 44 days interest free
Cashback
1%On purchases
Interest-free
Up to 44 days
Annual fee
$149
Interest rate
19.99% to 26.99% p.a.
Other rates and fees
Cashback eligibility
Perks you can
actually use
[Image: Phone Protection]
Pay your phone bill, get phone protection.
Use your card to pay your phone bill and get phone protection, including damage and theft, up to a limit of $1,500 per year (maximum $900 each occurrence).
[Image: Online Purchase Protection]
Get covered for your purchases.
Get extra peace of mind with online shopping protection in case your order doesn’t arrive, is damaged, or is missing items. Plus, enjoy cover for accidental damage or theft on purchases made with your card (up to a limit of $750 per year).
[Image: Ticket Protection]
Your ticket to peace of mind.
Pay with your card and get reimbursed for tickets if life throws a curveball that makes you miss the event (like sickness, accidents and more) up to a limit of $1,200 per year.
Ready to earn rewards that actually count?
You can check your credit limit and rate before you apply
Get started
Check your eligibility in minutes with no impact to your credit score
A digital card, ready
when you are
Your card is ready to use the moment you’re approved. Just add it to your mobile wallet.
Access your digital card with a credit limit up to $20,000 in as little as 60 minutes.
[Image: check our rates][Image: Check our rates]
Award-winning lender
[Image: Award image]
We're trusted by over half a million Australians
MONEYME Reviews Average rating: 4.7, based on 5000 reviews
[Image: 4.7 review rating]
[Image]
Helpful and easy
Well I've been with MONEYME for the last 5yrs so helpful and easy to deal with hence why ive not so long ago been approved for another loan from you guys so thankyou for helping me out as im enjoying my new ride
JamesMar 24, 2026
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[Image]
Better rates and convenient!
Process was easy and quick- very convenient. Rates were also much better than what the banks offer.
JMijMar 21, 2026
[Image]
[Image]
A seamless, efficient and professional experience.
Excellent communication culminating in a very quick transaction. Would use them again without hesitation.
NickMar 19, 2026
[Image]
[Image]
Easy to deal with.
I found MONEYME to be straightforward. The whole process from applying to approval was quick and done with ease. The app is easy to understand and effortless. Well done to MONEYME.
EmilioMar 17, 2026
[Image]
[Image]
I would do it all again with MONEYME
Great financial group. I have had 2 personal loans and they could not do enough to help me. If I need to, I would do it all again with MONEYME. Thank you
TrishMar 17, 2026
[Image]
[Image]
Got a better interest rate!
I have had numerous loans with MONEYME; the process is quick, the service is great, and that's why I keep coming back. Highly recommend.
JohnnyMar 12, 2026
[Image]
[Image]
We've used MONEYME for 5 years
We've used MONEYME for 5 years and funded various vehicles with them. Their honesty, expertise and speed is the best in the market. With a recent purchase they approved and settled all within hours. Their process and rates are amazing. Thanks Cam and the MONEYME team.
SamMar 11, 2026
[Image]
[Image]
The interest rates were reasonable
My experience with MONEYME was very simple and convenient, and I was impressed with how fast they approved my loan request. The interest rates were reasonable which I appreciate and the repayments for me are more than manageable.
LeeMar 10, 2026
[Image]
[Image]
I would give these guys an 11 out of 10
I have never struck a lender so easy to get along with , then coupled by a top broker sam smith, if you need a lender i would give these guys an 11 out of 10 , fantastic
GavMar 2, 2026
[Image]
[Image]
So impressively easy and fast.
Our bank who we already had a mortgage with was being difficult despite clearly being able to see that we put $1000 extra per fortnight into our mortgage, moneyme had our application approved and money in our account within 24hours.
BridgetteFeb 26, 2026
[Image]
[Image]
I was recommended MONEYME
I am only at the beginning of my finance and the process has been very straight forward. I was recommended MoneyMe because I plan to pay out my finance early and like the fact I can do that without getting whacked with extra fees and interest!
SamFeb 20, 2026
[Image]
[Image]
What a pleasure working with MONEYME.
What a pleasure working with MONEYME. Their service and expertise were beyond expectations. Thank you for making this process so easy and simple.
Jacques SFeb 20, 2026
[Image]
[Image]
Fast and simple
The application process was straightforward, quick and simple, the interest rate was very competitive and the funds were available immediately after approval.
JamesFeb 16, 2026
[Image]
[Image]
They definitely went above and beyond
From start to finish the whole experience was flawless and they definitely went above and beyond to get me the product I really wanted well done to Peter and luke great job guys I'll be sure to return when time is right thank you a million times
ShaneJanuary 30, 2026
[Image]
[Image]
Funds where in my account with 24hours
Straight forward application, information requests easily accessed from my phone, quick response times and funds where in my account with 24hours. Thanks MONEYME ⭐⭐⭐⭐⭐rating
JasonJan 23, 2026
[Image]
[Image]
Helpful and easy
Well I've been with MONEYME for the last 5yrs so helpful and easy to deal with hence why ive not so long ago been approved for another loan from you guys so thankyou for helping me out as im enjoying my new ride
JamesMar 24, 2026
[Image]
[Image]
Better rates and convenient!
Process was easy and quick- very convenient. Rates were also much better than what the banks offer.
JMijMar 21, 2026
[Image]
[Image]
A seamless, efficient and professional experience.
Excellent communication culminating in a very quick transaction. Would use them again without hesitation.
NickMar 19, 2026
[Image]
[Image]
Easy to deal with.
I found MONEYME to be straightforward. The whole process from applying to approval was quick and done with ease. The app is easy to understand and effortless. Well done to MONEYME.
EmilioMar 17, 2026
[Image]
[Image]
I would do it all again with MONEYME
Great financial group. I have had 2 personal loans and they could not do enough to help me. If I need to, I would do it all again with MONEYME. Thank you
TrishMar 17, 2026
[Image]
[Image]
Got a better interest rate!
I have had numerous loans with MONEYME; the process is quick, the service is great, and that's why I keep coming back. Highly recommend.
JohnnyMar 12, 2026
[Image]
[Image]
We've used MONEYME for 5 years
We've used MONEYME for 5 years and funded various vehicles with them. Their honesty, expertise and speed is the best in the market. With a recent purchase they approved and settled all within hours. Their process and rates are amazing. Thanks Cam and the MONEYME team.
SamMar 11, 2026
[Image]
[Image]
The interest rates were reasonable
My experience with MONEYME was very simple and convenient, and I was impressed with how fast they approved my loan request. The interest rates were reasonable which I appreciate and the repayments for me are more than manageable.
LeeMar 10, 2026
[Image]
[Image]
I would give these guys an 11 out of 10
I have never struck a lender so easy to get along with , then coupled by a top broker sam smith, if you need a lender i would give these guys an 11 out of 10 , fantastic
GavMar 2, 2026
[Image]
[Image]
So impressively easy and fast.
Our bank who we already had a mortgage with was being difficult despite clearly being able to see that we put $1000 extra per fortnight into our mortgage, moneyme had our application approved and money in our account within 24hours.
BridgetteFeb 26, 2026
[Image]
[Image]
I was recommended MONEYME
I am only at the beginning of my finance and the process has been very straight forward. I was recommended MoneyMe because I plan to pay out my finance early and like the fact I can do that without getting whacked with extra fees and interest!
SamFeb 20, 2026
[Image]
[Image]
What a pleasure working with MONEYME.
What a pleasure working with MONEYME. Their service and expertise were beyond expectations. Thank you for making this process so easy and simple.
Jacques SFeb 20, 2026
[Image]
[Image]
Fast and simple
The application process was straightforward, quick and simple, the interest rate was very competitive and the funds were available immediately after approval.
JamesFeb 16, 2026
[Image]
[Image]
They definitely went above and beyond
From start to finish the whole experience was flawless and they definitely went above and beyond to get me the product I really wanted well done to Peter and luke great job guys I'll be sure to return when time is right thank you a million times
ShaneJanuary 30, 2026
[Image]
[Image]
Funds where in my account with 24hours
Straight forward application, information requests easily accessed from my phone, quick response times and funds where in my account with 24hours. Thanks MONEYME ⭐⭐⭐⭐⭐rating
JasonJan 23, 2026
[Image]
[Image]
Helpful and easy
Well I've been with MONEYME for the last 5yrs so helpful and easy to deal with hence why ive not so long ago been approved for another loan from you guys so thankyou for helping me out as im enjoying my new ride
JamesMar 24, 2026
[Image]
[Image]
Better rates and convenient!
Process was easy and quick- very convenient. Rates were also much better than what the banks offer.
JMijMar 21, 2026
[Image]
[Image]
A seamless, efficient and professional experience.
Excellent communication culminating in a very quick transaction. Would use them again without hesitation.
NickMar 19, 2026
[Image]
[Image]
Easy to deal with.
I found MONEYME to be straightforward. The whole process from applying to approval was quick and done with ease. The app is easy to understand and effortless. Well done to MONEYME.
EmilioMar 17, 2026
[Image]
[Image]
I would do it all again with MONEYME
Great financial group. I have had 2 personal loans and they could not do enough to help me. If I need to, I would do it all again with MONEYME. Thank you
TrishMar 17, 2026
[Image]
[Image]
Got a better interest rate!
I have had numerous loans with MONEYME; the process is quick, the service is great, and that's why I keep coming back. Highly recommend.
JohnnyMar 12, 2026
[Image]
[Image]
We've used MONEYME for 5 years
We've used MONEYME for 5 years and funded various vehicles with them. Their honesty, expertise and speed is the best in the market. With a recent purchase they approved and settled all within hours. Their process and rates are amazing. Thanks Cam and the MONEYME team.
SamMar 11, 2026
[Image]
[Image]
The interest rates were reasonable
My experience with MONEYME was very simple and convenient, and I was impressed with how fast they approved my loan request. The interest rates were reasonable which I appreciate and the repayments for me are more than manageable.
LeeMar 10, 2026
[Image]
[Image]
I would give these guys an 11 out of 10
I have never struck a lender so easy to get along with , then coupled by a top broker sam smith, if you need a lender i would give these guys an 11 out of 10 , fantastic
GavMar 2, 2026
[Image]
[Image]
So impressively easy and fast.
Our bank who we already had a mortgage with was being difficult despite clearly being able to see that we put $1000 extra per fortnight into our mortgage, moneyme had our application approved and money in our account within 24hours.
BridgetteFeb 26, 2026
[Image]
[Image]
I was recommended MONEYME
I am only at the beginning of my finance and the process has been very straight forward. I was recommended MoneyMe because I plan to pay out my finance early and like the fact I can do that without getting whacked with extra fees and interest!
SamFeb 20, 2026
[Image]
[Image]
What a pleasure working with MONEYME.
What a pleasure working with MONEYME. Their service and expertise were beyond expectations. Thank you for making this process so easy and simple.
Jacques SFeb 20, 2026
[Image]
[Image]
Fast and simple
The application process was straightforward, quick and simple, the interest rate was very competitive and the funds were available immediately after approval.
JamesFeb 16, 2026
[Image]
[Image]
They definitely went above and beyond
From start to finish the whole experience was flawless and they definitely went above and beyond to get me the product I really wanted well done to Peter and luke great job guys I'll be sure to return when time is right thank you a million times
ShaneJanuary 30, 2026
[Image]
[Image]
Funds where in my account with 24hours
Straight forward application, information requests easily accessed from my phone, quick response times and funds where in my account with 24hours. Thanks MONEYME ⭐⭐⭐⭐⭐rating
JasonJan 23, 2026
[Image]
Get started
Check your eligibility in minutes with no impact to your credit score
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[Image: Cashback Credit Card]
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[Image: Team MoneyMe]
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[Image: MONEYME launches new cashback credit card]
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[Image: Cashback credit card interest rates explained]
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[Image: Team MoneyMe]
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Frequently asked questions
- What is a cashback rewards credit card?
- How do you earn cashback on a credit card?
- How can I maximise my cashback rewards?
- When is cashback credited to your account?
Read more FAQs [Image: arrow right]
Ready to earn rewards that actually count?
You can check your credit limit and rate before you apply
Get started
Check your eligibility in minutes with no impact to your credit score
Mobile phone, purchase and ticket protection insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686 (AIG) under a group policy of insurance issued to Mastercard. In arranging the insurance, Mastercard acts a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible persons who can access these insurances are the current holders of a MONEYME Cashback Rewards Credit Card which entitles them to these insurance benefits. You should read the Mastercard Plus Products Insurance Terms and Conditions for mobile phone protection, purchase protection and ticket protection. Eligible persons can claim as third-party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. Conditions, exclusions and limits apply to this insurance coverage as set out in the Terms and Conditions and any insurance document provided to the eligible persons, which both may be amended from time to time. MONEYME Financial Group Pty Ltd does not guarantee this insurance. It does not hold an Australian Financial Services Licence and is not authorised to provide financial advice in relation to the insurance. You should consider obtaining your own advice as to the suitability of the insurance coverage for you.
Conditions apply to the interest free period. Refer to the Terms and Conditions for the Account for further information. After the interest free period, an interest rate of 19.99% p.a. to 26.99% p.a. will apply.
The actual rate that you receive will depend on a range of factors, including your credit score.
Applications and maximum credit limits are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
- MONEYME/
- Credit card/
- Cashback credit card
[Image: flag-1][Image: flag-2]
MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present. Learn more about our commitment here.
[Image: B-Corp][Image: CF logo]
Our business hours
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Closed
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Saturday & Sunday
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About MONEYME
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Copyright 2026 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.
Snapshot record
- Snapshot ID
- 888
- Cleaning version
- git-markdown:1
- Review completed
- Not yet reviewed
- SHA-256
- d64504d74329f5ccf378179a27771f741ad0aee3c57657ecb49b3aa68a0ffc96
