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New Card Member Offer

Earn up to 120,000 bonus Qantas Points

That’s 70,000 bonus Qantas Points when you apply online by 17 November 2026, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Qantas Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.

Key Information

Card Type

Credit Card

Annual Fee

$450 p.a.

Interest Rate

23.99% p.a.

Interest Free Period

Up to 44 days

How You Earn Qantas Points

2.25 QANTAS POINTS on eligible Qantas products and services

2.25

QANTAS POINTS

on eligible Qantas products and services

per $1 spent

1.25 QANTAS POINTS on everyday purchases, except spend at government bodies in Australia where you’ll get 0.5 Qantas Points

1.25

QANTAS POINTS

on everyday purchases, except spend at government bodies in Australia where you’ll get 0.5 Qantas Points

per $1 spent

After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent.

Key Benefits

$450 Annual Qantas Travel Credit

Receive a $450 Qantas Travel Credit to use on eligible domestic or international Qantas flights each year when booked through American Express Travel

Airport Lounge Access

Enjoy two Qantas Club Complimentary Lounge Invitations each year after your first Card spend on selected Qantas products and services. T&Cs apply.

Additional Cards at no extra cost

Earn more Qantas Points with up to 4 Additional Cards for family members or friends, at no extra fee

All Benefits

Qantas Rewards

Outstanding Qantas Points earning potential

• Enjoy uncapped Qantas Points earning potential for every dollar you spend on your Card.
• Earn points faster by adding up to 4 Additional Cards to your Account for family or friends, at no extra fee. All points earnt will be credited to your Account

See where your points can take you

Points will be transferred to your Qantas Frequent Flyer account each month and can be redeemed for Classic Flight Rewards such as:

• Fly Sydney to Los Angeles Economy return for 1 person from 96,400 Qantas Points plus AUD $378 taxes, fees and carrier charges.
• Fly Sydney to Brisbane Economy return for 4 people from 73,600 Qantas Points plus AUD $488 taxes, fees and carrier charges.
• Fly Gold Coast to Auckland Business one way for 1 person from 43,600 Qantas Points plus AUD $153 taxes, fees and carrier charges

Qantas Points required and taxes, fees and carrier charges displayed are accurate as at 01/07/2026 and are subject to change. Classic Flight Rewards availability is limited. For more information, visit Classic Flight Rewards.

Exclusive Qantas Benefits

• Complimentary Qantas Wine Premium Membership.
• Earn 3 points per dollar spent on all Qantas Wine purchases.
• Complimentary Qantas Wine delivery within Australia (exclusions apply)

Travel Benefits

$450 Qantas Travel Credit each year

Enjoy a $450 Qantas Travel Credit each Membership year to use on eligible domestic and international Qantas flights when you make a booking of $450 or more with American Express Travel. Learn more about the Qantas Travel Credit here

Airport Lounge Access

Relax before your next trip thanks to airport lounge access. You'll enjoy two Qantas Club Complimentary Lounge Invitations each year after your first Card spend on selected Qantas products and services. T&Cs apply.

Complimentary Travel Insurance

Travel with domestic and international insurance for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:

- Medical emergency expenses
- Public transport accident up to $400,000
- Trip cancellation and amendment up to $12,500
- Loss or damage to baggage, money or documents up to $10,000
- Travel inconvenience if your flight is delayed
- A range of cover for COVID-19

Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.

Terms, conditions and exclusions apply (such as maximum age-limits, pre-existing medical conditions and cover limits).

Service and Protection

Shop with confidence

Use your Card with confidence knowing you’re protected by the world-class service and protection of American Express with these great benefits:

• Card Purchase Cover, covering eligible items purchased with your CardInformation button icon
• Card Refund Cover, covering the cost of eligible items when a store refuses a returnInformation button icon
• Fraud Protection Guarantee, protecting you from unauthorised charges made on your AccountInformation button icon
• Emergency Card replacement, for lost or stolen Cards to virtually anywhere in the world
• Plan It™ Instalments is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.Information button icon
• Compatibility with Apple Pay, Samsung Pay and Google Pay, helping you check-out faster

Eligibility

To apply for The Qantas American Express Ultimate Credit Card you need to:

• Be aged 18 years or over
• Be an Australian citizen, permanent resident or hold a long term visaInformation button icon
• Have a good credit history and no payment defaults

Documentation

Documents and information to have ready:

• Australian Driver's License number (if you have one)
• Details of your income, expenses, and debts
• Proof of income (e.g, payslips)

Please click here to read the Key Facts Sheet for this Credit Card.

Qantas Ultimate Card FAQs

• Does the Qantas Amex Ultimate Card give access to Airport Lounges?
• What is the Annual Card Fee for the Qantas Amex Ultimate Card?
• How is the limit on the Qantas Amex Ultimate Card determined?
• How do I earn and use the Qantas Points on my Card?
• What are the benefits of the Qantas Amex Ultimate Card for frequent flyers?
• Where can the Qantas Points on your Card take you?

Important Information

• Qantas American Express Cards Points Terms and Conditions
• Insurances Terms and Conditions
• Qantas Club Lounge Invitation and Qantas Travel Credit Conditions
• Card Terms & Conditions
• Target Market Determination

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

[Image: The Qantas American Express Ultimate Card Card]

Apply Now

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